approvedbyjill

Lenders will look at the 5 C’s! This includes Credit, Capital (your income), Capacity (your income to debt ratio), Character (yes, they can Google you!), and Collateral.

If you have any questions or looking to get started, message me at (519) 498-8601 or click the link in my bio 📲

✨CREDIT TIP #2✨
Simply paying down your existing debts won’t significantly improve your credit score.

In order to improve your credit score, you will need to be using your types of credit consistently and responsibly!

If you are hesitant to use your credit due to credit mistakes of your past, I suggest starting small with one card. Use this credit card to pay for gas or groceries or your daily coffee ☕️

If you have any questions or looking to get started in the market, message me at (519) 498-8601 or click the link in my bio 📲

Your credit will play a major roll in the mortgage process. Your borrowing power is increased with a higher credit score, and in most cases lenders will offer better rates!
Stay tuned for my next post to learn ways to better your credit 👈🏻

To get started today, message me at (519) 498-8601 or click the link in my bio 📲