Financial Coach Ruthy

Budget Update!

We spent some money on Fathers day restaurants that we didn't budget for, might have to consider including that in our sinking funds for next year.

We have been saving up for a year to do renovations on a bathroom, so this month we started purchasing the big items like a shower, tub, vanity and wardrobe. Follow my IG stories for a play by play of the renos.

We ended up having some A/C issues with a vehicle and other maintenance type of issues that cost more than our monthly amount that we set aside. Some months we overspend and others we underspend in this area. Might consider using my EQ car maintenance fund a bit more consistently for these expenses.

What is your July budget looking like?
We are going on a big vacation for ten days for just the two of us and have been saving for the past year and a half for it.
We also set aside money in our sinking funds for a yearly small family vacation to either go camping or to the city.

Also, did you know that Christmas is six months away?
Are you starting to save for Christmas?