RitePartner Financial Services

RitePartner Financial Services
Our Six Step R.I.T.E Planning Process
R.I.T.E. = Retirement, Investment, Tax & Estate

1. R.I.T.E. planning clarifies the client’s present situation by collecting and assessing all relevant financial data including: assets & liabilities, tax returns, investments transactions, insurance policies, will, pension plans, etc.

2. R.I.T.E. planning helps the client identify their personal and financial goals and objectives. Our process clarifies both financial and personal values and attitudes for individuals and couples. These may include providing for children’s education, supporting elderly parents or relieving immediate financial pressures to help maintain the client’s current lifestyle and provide for retirement.

3. R.I.T.E. planning identifies financial problems that create barriers to achieving financial independence. Problem areas can include too little or to much insurance coverage or a high tax burden. The client’s cash flow may be inadequate, or the current investments may not be winning the battle with changing economic times.

4. R.I.T.E. planning provides written recommendations and alternative solutions. The length of the recommendations will vary with the complexity of the client’s individual situation, but they should always be structured to meet the client’s needs without undue emphasis on purchasing certain investment products.

5. R.I.T.E. planning only helps if the recommendations are put into action. Implementing the right strategy will help the client reach the desired goals and objectives. The R.I.T.E. financial advisor assists the client in executing the recommendations and/or coordinating the ex*****on of the recommendations with other knowledgeable professionals.

6. R.I.T.E. planning provides periodic review and revision of the client’s plan to assure that the goals are achieved. A client’s financial situation should be re-assessed at least once a year to account for changes in that person’s life and current economic conditions.

Learn how a Participating Life Insurance Policy can help supplement your Retirement Income and Leave a Legacy for your Loved Ones.

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