AC Investments and Insurance

Do you need Life Insurance? If you have a mortgage, children, or a spouse dependent on your income then YES you do. The primary purpose of Life Insurance is to ensure that your dependents can keep their standard of living if you were no longer around.

Just how much insurance do you need is the question. Have some insurance already and not sure if its enough? Here is a super simple calculator to check if you have enough coverage (for income replacement and debt coverage) and then I can help you find the best rates and best policy for your situation.

Term life insurance calculator | iA Financial Group The term life insurance calculator allows you to calculate the amount and the type of protection for your life insurance. Get an immediate estimate.

Why life insurance? It’s not for you. It’s for the ones you love.

The Story Of Insurance What is life insurance and how do I know if I should have it? Learn all about it in this simple story.

Super important read for those getting a new mortgage. You don’t want mortgage insurance from a lender. Get a quote for term insurance from me today!

- With mortgage protection insurance offered by a lender, the amount of coverage is about the same as the amount of the outstanding balance of the mortgage. “Your rates, at best, have remained the same while the coverage amount has been dropping regularly,” says Wouters. “With life insurance offered through a life insurance company, your payments remain the same for the length of the term of coverage. The coverage remains the same, too.”

Life insurance vs. mortgage insurance: Let’s break it down | MoneySense Usually it’s a choice between term life insurance and whole life insurance. But where does mortgage insurance come into play? We talked to an expert to find out when it’s needed.