Debbie Rice Homes

A lot of people hear “fixed rate” and assume their payment will never change…
But that’s not always true 👀

Even with a fixed interest rate, your monthly payment can still go up (or down) because of:
📈 Property taxes increasing
🛡️ Changes in homeowners' insurance
💰 Escrow adjustments

Your loan stays the same… but the other pieces around it can shift over time.

So if your payment changes, it doesn’t mean something is wrong; it’s actually pretty normal!

Just one of those things no one really explains upfront 😅