Kaiser International - Healthcare

Sa mga nagtatanong na:

1. Ano mangyayari sa aking Policy sa Kaiser, after ko matapos ang pagbabayad ng 7 years?

2. Sure tapos na ba? Baka may top up pa tulad ng iba?

3. Anong pinaghahawakan kong tapos nako sa pagbabayad?

Ganito po. Una magkakaron po tyo ng Certificate of full payment. Patunay na tapos na tlga at wala ng need bayaran.

Yes, wala ng babayaran tulad sa iba na may top up pa kung bagsak ang market. Sa OPMS or sa Kaiser Portal natin makikita din dun na wala ng nkalagay na due date kundi FULL PAYMENT na ang nkalagay.

Then 13 years na lang ang hihintayin para magMatured ang Policy at maWithdraw ang Maturity Value na pwedeng retirement Funds mo na.

Pero sa 13 years na ito madami tyong benefits tulad ng:
1. Ito na ang time na magGrow ang Funds natin.
2. May Healthcare and may mga Insurance pa din.
3. Pwede na ang mga Pre Existing na sakit.
4. Pwede na din tyo pala kumuba ng bagong Plan once na tapos na ang unang kinuha.
5. Atbp.

“Hindi investment fund ang mga anak...
wag kayong mag-aanak kung
kahirapan lang yung mamanahin nila."

And people hate hearing that.

Kasi maraming magulang
ang tingin sa anak...

retirement plan.

“Pag nakatapos yan,
aahon kami.”

“Balang araw,
siya mag-aahon sa pamilya.”

And that’s dangerous.

Kasi habang bata pa lang...
may pressure na agad.

Pressure magsucceed.
Pressure sumalo.

Pressure buhayin
yung problems
na hindi naman sila gumawa.

And that changes everything.

Here’s what people avoid talking about.

Children should inherit:

Guidance
Stability
Values
Opportunities

Not unresolved financial problems.

Kasi mahirap lumaki
kapag survival agad
yung responsibility mo.

This is where things shift.

Being a parent
is not just creating life.

It’s preparing for it.

Kasi hindi enough
na mahal mo anak mo.

Kailangan responsible ka rin.

Financially.
Emotionally.
Mentally.

And that’s real.

So instead na isipin mo:
“Bahala na pagdating ng panahon.”

Ask a better question:

“Anong klaseng buhay
yung ipapasa ko
sa magiging anak ko?”

Kasi ang tunay na pagmamahal...
hindi yung gagawing retirement plan
yung anak.

Kundi yung sisiguraduhin mong
hindi nila mamanahin
yung cycle ng kahirapan.

Kung may tumatak sayo,
pwede ba akong mag-request ng follow mo?
Libre lang naman yun. 🙂

“Hindi investment fund ang mga anak...
wag kayong mag-aanak kung
kahirapan lang yung mamanahin nila."

And people hate hearing that.

Kasi maraming magulang
ang tingin sa anak...

retirement plan.

“Pag nakatapos yan,
aahon kami.”

“Balang araw,
siya mag-aahon sa pamilya.”

And that’s dangerous.

Kasi habang bata pa lang...
may pressure na agad.

Pressure magsucceed.
Pressure sumalo.

Pressure buhayin
yung problems
na hindi naman sila gumawa.

And that changes everything.

Here’s what people avoid talking about.

Children should inherit:

Guidance
Stability
Values
Opportunities

Not unresolved financial problems.

Kasi mahirap lumaki
kapag survival agad
yung responsibility mo.

This is where things shift.

Being a parent
is not just creating life.

It’s preparing for it.

Kasi hindi enough
na mahal mo anak mo.

Kailangan responsible ka rin.

Financially.
Emotionally.
Mentally.

And that’s real.

So instead na isipin mo:
“Bahala na pagdating ng panahon.”

Ask a better question:

“Anong klaseng buhay
yung ipapasa ko
sa magiging anak ko?”

Kasi ang tunay na pagmamahal...
hindi yung gagawing retirement plan
yung anak.

Kundi yung sisiguraduhin mong
hindi nila mamanahin
yung cycle ng kahirapan.

Kung may tumatak sayo,
pwede ba akong mag-request ng follow mo?
Libre lang naman yun. 🙂

WHY KAISER IS THE BEST investment to START? 💙

Save only for 7 years, maturity period is on the 20th year.
Can be covered by healthcare kahit 100 yrs old ka na!

ANO BA ANG KAISER LONGTERM HEALTHCARE?
Ito ay 3 in 1 product.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may masamang mangyari sa policy holder.

✔Waived na ang payment kung mamatay o ma totally disabled ang policy holder, means wala ng babayaran ang family kahit 1-year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Portion of the fund is invested in Mutual Funds.

✔Good as cash sya pagdating ng maturity, So pwede kang magwidraw, Hanggat may fund ang account mo, patuloy lang ang pag-earn (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

• Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your Kaiser 3in1 Long Term Healthcare now.
MESSAGE US for more details and free quotation! 📩

PLEASE TAKE TIME TO READ!!!

Kaiser Ultimate Health Builder is a plan whose benefits change over time.

Yes, me basic health benefits during the 7-year accumulation or paying period.

And after the paying period or during the extended period, the benefits are expanded.

And on maturity, the planholder can get the cash equivalent of long term care benefit, long term care bonus (if no in-patient benefits used during accumulation period) and accumulated unused health fund.

This is a 3-in-1 plan with Life and Health Insurance and Investment. Me waiver of premium din in case of death and disability. Meaning, if planholder dies or become totally and permanently disabled within the paying period, the plan is considered fully paid.

The life insurance proceeds (death benefit) will be paid to the beneficiary/ies (double if cause of death is accident) and the long term care benefit will be transferred to the primary beneficiary.

Ano pa? Me Family Assistance din po ito na puedeng magamit ng immediate family.
The earlier you get this plan, better ang accumulation ng fund as you can see sa image below.

The plan accepts 10 to 60 years old.
Min Plan for age 10 to 40 - K45, P2,647/mo./P26,470/yr
Min Plan for age 41 to 50 - K60, P3,529/mo./P35,293/yr
Min Plan for age 51 to 60 - K75, P4,412/mo./P44,116/yr
Policy fee - P500 per year for 7 years.

Most of our senior citizens today have no health plan dahil mahal and because wala silang access sa ganitong long term health care plan before.

This is the best gift that you can give to yourself. Start na with your plan today while you are young, healthy and able to pay because you will use it when you are old, sickly and no longer able to pay. Also, the best gift to your 10-year old child or sibling or grandchild.

Kaiser Ultimate Health Builder is the only viable long term heatlh care in the Philippines today. And International Marketing Group is the only accredited distributor of Kaiser International Health Group. Non-IMG members can get this plan through an IMG member.

If you're interested and want a quotation, PM me your Complete name,date of birth, email address and desired plan.

For your free quotation.👇👇👇
https://135060me.imgcorp.com/quote/kaiser/