Gain Financial

Gain Financial

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03/07/2026

🏡 Offset accounts surge as people manage rising rates 🏡 ⁣

Instead of being paid interest on money in an offset account, the balance is deducted from your mortgage when interest is calculated each month.⁣

And because you're then paying more of the principal each month, that reduces your home loan quicker, which also helps you save on interest long term. ⁣

DM us to see if an offset account could work for you.👇⁣

Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au

29/06/2026

📄 Could your home loan pre-approval be out of date? 📄⁣

Mortgage pre-approval can potentially be an advantageous move for home buyers. 🏡⁣

But recent rate hikes could leave your pre-approval in need of an update. ⁣

Not only does pre-approval have a limited time span, usually 3–6 months, but it can also be impacted by rising rates. ⏱️⁣

Canstar says just one 0.25% rate cut can reduce a single home buyer’s borrowing power by $12,000. ⁣

That means a couple's borrowing power could have been reduced by more than $72,000 since the three cash rate hikes earlier this year. ⚠️⁣

The last thing you need is to discover you can’t finance the place you want to buy because of higher rates. ⁣

Talk to us to bring your loan pre-approval up to date - and potentially find ways to improve your borrowing power. 👇⁣

Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au

26/06/2026

🤝 Broker versus bot? It’s no contest 🤝⁣

The support of a broker eclipses anything an AI bot can dish up. That’s the finding of Great Southern Bank research. ⁣

Financial decisions like buying a home are longterm and complex. ⁣

That’s why we stay in touch every step of the way - even years after you've purchased.⁣

Try saying that about a bot. DM us for human help.👇⁣

Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au

23/06/2026

Can't help but beam with pride when we get a review like this one! Thanks Lauren! ❤️

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Point Cook, VIC

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Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm