Gain Financial
🏡 Offset accounts surge as people manage rising rates 🏡
Instead of being paid interest on money in an offset account, the balance is deducted from your mortgage when interest is calculated each month.
And because you're then paying more of the principal each month, that reduces your home loan quicker, which also helps you save on interest long term.
DM us to see if an offset account could work for you.👇
Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au
29/06/2026
📄 Could your home loan pre-approval be out of date? 📄
Mortgage pre-approval can potentially be an advantageous move for home buyers. 🏡
But recent rate hikes could leave your pre-approval in need of an update.
Not only does pre-approval have a limited time span, usually 3–6 months, but it can also be impacted by rising rates. ⏱️
Canstar says just one 0.25% rate cut can reduce a single home buyer’s borrowing power by $12,000.
That means a couple's borrowing power could have been reduced by more than $72,000 since the three cash rate hikes earlier this year. ⚠️
The last thing you need is to discover you can’t finance the place you want to buy because of higher rates.
Talk to us to bring your loan pre-approval up to date - and potentially find ways to improve your borrowing power. 👇
Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au
🤝 Broker versus bot? It’s no contest 🤝
The support of a broker eclipses anything an AI bot can dish up. That’s the finding of Great Southern Bank research.
Financial decisions like buying a home are longterm and complex.
That’s why we stay in touch every step of the way - even years after you've purchased.
Try saying that about a bot. DM us for human help.👇
Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au
23/06/2026
Can't help but beam with pride when we get a review like this one! Thanks Lauren! ❤️
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