Diversifi Pty Ltd

🎉 The First Home Guarantee caps are officially in!
For buyers hoping to get into the market with just a 5% deposit and no Lenders Mortgage Insurance, the updated property price caps are welcome news for buyers across Australia.

The new caps are now:
🏙️ NSW: Up to $1.5M in metro and regional centres
🏙️ VIC: Up to $950k in metro and regional centres
🏙️ QLD: Up to $1.0M in metro and regional centres
🏙️ WA: Up to $850k in Perth
🏙️ SA: Up to $900k in Adelaide
🏙️ TAS: Up to $700k in Hobart
🏙️ ACT: Up to $1.0M
🏙️ NT: Up to $600k in Darwin
What does this mean in real life?
🏡 Purchase price: $800,000
💰 Deposit required: $40,000
❌ No LMI payable

✅ Potential savings of $20,000+ compared to a standard loan
Even better, there are now no income caps and no annual place limits for eligible first home buyers under the scheme.

Thinking this could be your year to buy? Send us a message and we'll help you check your eligibility.

With 30 June approaching, many businesses are looking at the Instant Asset Write-Off before the financial year wraps up.

Depending on your circumstances and your accountant’s advice, this could apply to purchases like:
🚗 Work vehicles & utes
🛻 Trailers
💻 Computers & office equipment
🔧 Tools & machinery
📱 Phones & tech
🚜 Business equipment
EOFY is always a busy time for business and vehicle finance — especially when everyone suddenly remembers there’s only a few weeks left 😅
If you’re considering upgrading equipment or purchasing a vehicle before 30 June, now’s the time to start the conversation.
(And check with your accountant about eligibility and what’s right for your business 👌)