Interlink Insurance Brokers

What businesses underestimate most about insurance isn’t usually the policy itself.

It’s the speed at which their business changes.

A company grows.
Revenue increases.
New contracts get signed.
More staff come on board.
Equipment gets upgraded.
Operations expand interstate.

But the insurance? Sometimes it stays almost exactly the same.

One of the most common things we identify when reviewing new accounts is cover that no longer reflects the business as it operates today.

Not because people are careless. Because business owners are busy building businesses, not reviewing policy wording every week.

The problem is, claims don’t assess your intentions.
They assess the details.

Often, the biggest risks aren’t dramatic. They’re the small changes that quietly compound over time until something goes wrong.

Good insurance advice isn’t just about placing cover.
It’s about making sure your business evolves without leaving gaps behind.

Almost midnight. A mechanical failure triggers a pressure drop. Then an explosion.

Viva Energy's Geelong refinery, one of only two left in Australia, offline in an instant.

~50 workers on site. Zero injuries. But after a 12-hour blaze, the structural damage was unavoidable.

Within days, an ASX announcement confirmed: property and business interruption cover were in place.

In events like this, you don't get to choose. You need both.

Property cover: the plant, the equipment, the alkylation unit that bore the brunt.

Business interruption cover: lost revenue, ongoing fixed costs, the gap between what you were earning and what you're earning now. Potentially for months.

Both policies in place. Both still being assessed. The full picture is still emerging with many more questions to answer.

One question you should ask yourself: if your fire alarm went off tonight, would you be covered?

Smooth, fast and stress-free is exactly how the insurance process should feel when it’s done properly.

At Interlink, we make that happen by taking the time to understand your business, ask the right questions and get the structure right from the start.

That’s the difference when you work with a broker who acts as a true risk partner, not just someone placing a policy.

Thank you, Nathan, for your kind words.