Purely Finance

🎄✨ Merry Christmas from Purely Finance ✨🎄

From our team to you and your family, we hope this season brings plenty of joy, rest and time with the people who matter most. It has been a privilege to support so many clients throughout the year and we are grateful for the trust you place in us.

Our office will be closed from 24th December 2025 and we will return on 5th January 2026. If you need support during this time, you are welcome to contact your broker directly and they will assist where possible.

Wishing you a safe and happy holiday period and a wonderful start to the new year.

🚨 Breaking News: RBA Cuts Cash Rate to 3.60% 🚨

The Reserve Bank of Australia has announced a 0.25% reduction to the official cash rate, bringing it down from 3.85% to 3.60%.

This is the third cut in 2025, as the RBA responds to easing inflation, now sitting within its 2-3% target range. While this is welcome news for many borrowers, the Bank remains cautious, with global economic uncertainties still influencing its decisions.

What this could mean for you:
✔ Variable rate home loan repayments may reduce in the coming months
✔ Opportunity to review your current loan or consider refinancing
✔ Potential increase in borrowing capacity for buyers and investors

Every situation is unique - now is the perfect time to review your lending strategy and make sure you’re taking advantage of the changes.

📩 Contact us today to find out how this rate cut could benefit you.

📢 Breaking News: RBA Holds Cash Rate at 3.85% - What Does This Mean for You?

The Reserve Bank has decided to keep the cash rate steady at 3.85% this month. As they explained:

"With the cash rate lower and economic conditions broadly on track, the Board is waiting for more confirmation that inflation is heading sustainably to 2.5%."

While repayments remain unchanged for now, it’s a great time to consider:

🔍 Is your home loan rate still competitive?
💡 Could your loan be working harder for you?
📉 Are lenders quietly adjusting their rates?

If you’re unsure about your current loan, we're here to help with a quick, no-pressure review.

📩 Message us anytime to get started.