Marmalade

What if your customers could pay faster.

Customers can pay your invoices by bank transfer, direct debit or card without any extra setup or merchant account needed. It’s built into the system and gives them a fast, flexible way to settle their invoice on time.

Card payment is included as a payment option on every invoice without changing your process. It’s a modern, familiar payment option that can make a big difference to how quickly you get paid. You can choose to surcharge the card fee to your customer at the point of payment or absorb the cost yourself.

These payments are fully reconciled in your accounting platform, just like bank transfers.

Do you offer card payments currently?

Learn more about Payments-on-Demand:

https://pod.marmalade.com.au/axbi58

Stop letting slow-paying customers control your cash flow.

Payments on Demand Turn unpaid invoices into payments—no borrowing, no interest. Marmalade's Payments on Demand gives businesses fast, flexible control over B2B payments.

We don’t just help you get paid faster.

If customers don’t pay within 30 days of the due date, Marmalade will handle the collections process on your behalf.

We respectfully handle these tough conversations for you and provide full transparency of all communications so you know exactly how we’re representing your business. This removes the emotional and operational burden from your team, whilst improving your customer relationships through professional activity.

Respectful, transparent and consistent collections enables you to stay focused on running your business.

Learn more about Payments-on-Demand:

https://pod.marmalade.com.au/IzqqMJ

Trusted by 650+ businesses to turn invoices into cash.

Payments on Demand Turn unpaid invoices into payments—no borrowing, no interest. Marmalade's Payments on Demand gives businesses fast, flexible control over B2B payments.

Chasing payments shouldn’t feel like begging.

Prompting payments shouldn’t be awkward or time-consuming. Payments-on-Demand sends monthly automated, professional statements on your behalf, using your branding. These statements are aligned to your customer's accounts payable process, reminding which invoices are overdue, due this month or not yet due.

You can choose which customers receive them and they have been collaboratively designed to delight as Marmalade is invested in enhancing this relationship, unlike other alternatives in the market.

With Payments-on-Demand's trusted customer statements, you can improve payment outcomes without chasing manually.

Learn more about Payments-on-Demand:

https://pod.marmalade.com.au/QOQqXu

See how businesses paid $1.4B in invoices through Marmalade.

Payments on Demand Turn unpaid invoices into payments—no borrowing, no interest. Marmalade's Payments on Demand gives businesses fast, flexible control over B2B payments.

What if getting paid faster was as simple as updating your invoice?

It’s natural to ask what the catch is. If there’s no debt, no risk and no repayment, how does it work? To use Payments-on-Demand, all you need to do is issue your invoices with new payment details. That’s what enables us to provide the option to have an invoice paid early.

Not every invoice needs to be paid early. When your customer pays into your account and you haven’t selected that invoice for early payment, we’ll process the payment and pass it straight through to your bank account in real time at no cost.

That single decision, choosing us to process your invoice payments, is the cure to the disease of unpaid invoices.

What would stop you from updating payment details on your invoice? Comment below.

Learn more about Payments-on-Demand: https://pod.marmalade.com.au/RtsG0R

Trusted by 650+ businesses to turn invoices into cash."

Payments on Demand Turn unpaid invoices into payments—no borrowing, no interest. Marmalade's Payments on Demand gives businesses fast, flexible control over B2B payments.

The financial system was built to protect lenders. We built one to protect you.

Loans are designed to protect the lender first. That’s why they come with guarantees and legal terms that favour the lender. Payments-on-Demand exists to help businesses grow. We don’t require personal guarantees or trap you with hidden terms. Our one-time fixed fee is disclosed up front and it only applies when you choose to have an invoice paid early. There’s no lock in contract, no balance to pay back and no minimum usage required.

Everything about Payments-on-Demand has been built from the ground up to serve the business owner. From seamless integration with your accounting platform to automated AR tools, we’ve designed a solution that fits into your workflow without creating more admin.

It’s a financial product that is simple, transparent and under your control.

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