Loans Actually

Is your fixed-rate home loan set to expire soon and you're not sure what to do? 😨

Going from a fixed to a variable rate can be overwhelming, especially during times of high interest rates.

Fortunately, we’re here to help and guide you on the right path.

So reach out to us today to discuss your options. 📞

Your credit score is a number between 0 and 1,000 or 1,200, based on your financial habits. Anything above 700 is considered good, with over 800 being ideal. Anything under 600 is considered a low score. ❌

Your credit score helps lenders decide if they should lend money to you, what interest rate to offer, and which loans you're eligible for.

A higher credit score means you may be eligible for lower interest rates, more loan features, and better benefits.

A lower credit score might limit your options, result in higher interest rates, and increase the chances of rejection, which could lower your score even further.

For more information on credit scores, speak with us today! 👍

🔨 Calling all tradies! 🔧

Looking to upgrade your tools or expand your business with new equipment? As a self-employed tradie, you know the right gear is essential to getting the job done. But what if you don’t have the cash upfront?

We can help you get the finance you need to purchase the business equipment that will set you up for success – whether it's a new ute, power tools, or machinery.

Curious about your options? Contact us today to find out how we can help!

CoreLogic's latest Home Value Index (HVI) shows a slight dip in Australian home values for December, down -0.1%. This marks the first monthly decline in nearly two years, but overall, 2024 saw home values rise by 4.9%, adding approximately $38,000 to the median home price. 🌟

City Highlights:

• Perth: +19.1%
• Adelaide: +13.1%
• Brisbane: +11.2%
• Melbourne, Hobart, and ACT experienced slight declines.

Regional Markets continued to grow, with a 6.0% increase, surpassing the 4.5% rise in capital cities.

If you’re considering refinancing or purchasing a home, we can help you navigate these shifts and find a solution tailored to your needs, whether you're looking to invest or buy your first home.

Feel free to reach out to discuss! 💬💼

A new year means a fresh start—and the perfect time to set some big goals. So, what do you want to get out of 2025? Maybe it's finally buying your first home, expanding your investment portfolio, or making some smart financial moves for the future.

Whatever your plans, we’re here to help make them happen. If you're ready to turn those goals into reality, give us a call and let's start the journey together.

Answer the call. Let’s make 2025 your year!

#2025