Intuitive Finance
Buying your first home is one of the bigger things you’ll do in life, and doing it without the right people around you makes it so much harder.
For this client, working with Alex and Craig meant she never felt like she was going through it alone. They were approachable, helpful, and made her feel like her questions and concerns mattered.
Watch to hear it in her own words.
Thank you for the kind words, Kim.
We’re so glad we could be part of the journey. 💛
📩 Book an obligation-free meeting with our team today.
Here’s my take on the current state of the housing markets.
Despite what our governments want to tell us, IMMIGRATION is still the biggest issue for both inflation and the housing markets, not the so-called “greedy” investors.
Watch out for the unintended consequences to follow of:-
- Chronic housing shortages
- Increasing rents due to demand
- house prices (despite the current declines due to consumer sentiment) to grow, again, due to the demand!
Contrarians are buying now as they aren’t competing with the crowds so what’s your strategy?
Andrew Mirams Lachlan Mirams Alexandra Pappas The Al Advantage Bonnie Carter
01/07/2026
“Be fearful when others are greedy, and greedy when others are fearful.”
It’s one of Warren Buffett’s most famous quotes. And Lachlan Mirams reckons it applies to Australia’s property market right now more than it has in years.
Interest rates are still elevated. Borrowing capacity is tighter. Federal Budget changes to negative gearing have added uncertainty. The headlines are relentless.
So most people are waiting. Waiting for rates to fall. Waiting for confidence to return. Waiting for a clearer signal that it’s “safe” to buy.
But when everyone’s waiting for the same signal, they all move at the same time. Competition floods back. Auction clearance rates lift. Vendors stop negotiating. The window closes.
Right now, that window is still open.
In his latest piece, Lachlan walks through what’s actually happening beneath the headlines:
👉 Why competition has quietly eased across many parts of the market, and what that means for buyer negotiating power
👉 How lenders are working harder to attract quality borrowers as overall demand softens
👉 Why negative gearing was never the wealth-building strategy investors thought it was, and what actually creates property wealth over time
👉 Why “waiting for the perfect time” almost never works, and what the buyers who consistently do well actually focus on instead
This isn’t a case for rushing in. Buying property is still one of the biggest financial decisions most Australians will ever make.
It’s a case for looking at the market you actually have, not the one the headlines keep describing.
Read the blog 👇
https://intuitivefinance.com.au/fearful-buyers-and-property-market-opportunities/
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