AS Advisory

From 1 July 2026, employers will have just seven business days after payday to ensure superannuation reaches their employees' super funds.

For some businesses, the change will be straightforward. For others, it may expose weaknesses that have been manageable under the current system.

In this blog, we outline the areas business owners should be reviewing now, where pressure is most likely to appear, and how to prepare before the changes commence.

Read the full blog here: https://asadvisory.com.au/payday-super-what-established-small-business-owners-need-to-prepare-for/

What happens when ATO debt starts to become more than just a tax issue?

At our recent AS Advisory Boardroom Lunch, we had Michael Buscema from Aptum Legal join us to talk through what is changing in the ATO recovery process and how those changes are playing out in practice, especially for SMEs.

The discussion covered payment arrangements, GIC remission, Director Penalty Notices, garnishees and recovery proceedings, but the biggest takeaway to me was the importance of timing.

In many cases, the earlier these issues are addressed, the more options are available. Once recovery action escalates, the conversation can become much harder.

A big thank you to Michael for sharing his insights and to everyone who joined us around the table. The value of these sessions is always in the quality of the conversation, and this was a great one.

Ben Conrad, Lauren Elsum, Paul Marini, Darren Trew, Phillip Macissac, Steve Ashman, Lisa Read, Peter Missen, Travis Fegan, Paul Cerri and Darryl Smith.

Should you wish to speak to Ben or Andrew regarding any client situations, please contact our office on (03) 8609 0311 or contact us via our website https://asadvisory.com.au/contact/

Thinking about selling your business in the next few years, but are unsure of what a buyer would assess?

A business valuation explains where the business stands: founder reliance, operational efficiency, and where value may be eroding without the owner realising it.

In this blog, we explore the valuation conversations business owners should have, well before the plan to sell or transition becomes urgent.

Because having those conversations early, can lead to a stronger outcome.

👉 Read the full blog below.

Planning to Sell Your Business? Why You Should Value Your Business Before You Sell - AS Advisory Thinking about selling your business in the next few years, but are unsure of what a buyer would assess? A business valuation explains where the business stands: founder reliance, operational efficiency, and where value may be eroding without the owner realising it. In this blog, we explore the valu...

Valuation should be part of long-term planning, not a last-minute exercise during a sale process.

A week ago, I spoke with a business owner who was starting to think seriously about transition.

They weren’t ready to sell tomorrow, but succession, family involvement and stepping back from the day-to-day were becoming real considerations.

That is exactly when valuation should enter the conversation.

Too often, it only comes up once a sale or transition is already underway. By then, the options can be limited.

If there are weak margins, dependency on a few key clients, inconsistent revenue or unnecessary costs, there may not be enough time to improve the real drivers of value.

As advisors, we can play an important role in helping owners understand where they stand, improve what matters and make informed decisions before they are under pressure.

We often see the signs early:

- succession is being discussed
- the owner is slowing down operationally
- retirement is coming up more often
- family members are becoming more involved
- business performance is plateauing

Noticing these signs in your clients?

I’m happy to have a confidential discussion around how to approach the conversation.

https://calendly.com/andrew-asadvisory

I’m pleased to share that AS Advisory has been named as a finalist in the Australian Accounting Awards 2026 for Business Advisory Firm of the Year.

It is a pleasing acknowledgement of the work undertaken by the AS Advisory team.

Thank you to our clients, referrers and team for their continued trust and support.

Congratulations to all the other finalists. I’m looking forward to the awards night in Sydney on 12 June.

Not every client situation has a clear starting point. They slowly creep in.

That had been the main focus of our April masterclass.

I want to thank everyone who joined the session and participated in the discussion. It was a practical conversation around a challenge most advisers recognise, sensing pressure in a client’s business before there’s a single obvious trigger.

Based on real SME advisory patterns I’ve seen, the session included:
- the early warning signs worth paying attention to
- how manageable situations can gradually shift
- five decision points to help assess risk earlier
- how to escalate carefully and at the right level
- why early action keeps more doors open

One point that mattered: earlier action provides more options.

When issues are identified early, advisers can bring clarity to the situation, stabilise what they can, and assess the available options more effectively. When action is delayed, those options can narrow quickly.

If you attended, I’d be interested to hear your key takeaway.

If you missed it, leave a comment below and we’ll send you the recording.