RateUnity - Strength in Numbers for a Better Mortgage Rate

Think your mortgage rate is already competitive? It might be time for a second opinion. 👀

Many Australians stay with the same lender for years without realising they could be paying more than they need to.

At RateUnity, our Strength in Numbers approach helps borrowers access highly competitive rates by combining buying power and passing the savings on to our customers.

💙 Variable Rate: 5.64% p.a.
💙 Comparison Rate: 5.95% p.a.

A quick mortgage review could save you thousands over the life of your loan.

📩 Send us a message or visit www.rateunity.com.au to see what's possible.

Important Information: Rate shown is a variable interest rate. Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Rates are subject to change. Eligibility criteria, fees and charges apply. This information is general in nature and does not take into account your objectives, financial situation or needs. RateUnity Pty Ltd ACL 554016.

🏠 RBA rates are on hold.

But here's the question 👇

Is your mortgage still competitive?

Many Australians stay with the same lender for years without checking whether they're still getting a good deal.

A rate hold could be the perfect time to:
✔️ Review your interest rate
✔️ Check your loan structure
✔️ Make sure your offset account is working hard
✔️ Compare your loan against current market options

A mortgage review could take less than 15 minutes and potentially save thousands over the life of your loan.

DM us "REVIEW" if you'd like a free mortgage health check.

After the latest RBA rate update in May 2026, many lenders have increased their mortgage rates but our rates are still lower than you think and remain highly competitive in today’s market. 📉✨

Now is the perfect time to review your home loan and see if your current rate is still working for you. If your goal this year is to improve cash flow, reduce financial pressure, or make your money work harder, refinancing could be a smart move. 💡

Here are our updated rates:
💰 Owner Occupied Variable from 5.39% (Comparison rate 5.70%)
💰 Owner Occupied Offset from 5.49% (Comparison rate 5.78%)
💰 Investment (P&I) from 5.54% (Comparison rate 5.85%)
💰 Investment (Interest Only) from 5.89% (Comparison rate 6.20%)

A lower rate could mean more breathing room each month and better control of your finances. 🙌

Important Information: Includes a 0.35% p.a. discount for 2 years reverting to the applicable standard variable rate thereafter. Comparison rate based on a loan amount of $150,000 over 25 years. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts may result in a different comparison rate. Rates subject to change. Eligibility criteria, fees and charges apply. Loans arranged through RateUnity Pty Ltd ACN 668 166 283 ACL 554016.

✨ After two RBA rate hikes in 2 months, many lenders have increased their mortgage rates including us. But with our 2-year variable discounted rate, we’re still offering some of the most competitive rates in the market.

Many lenders are adjusting their home loan rates right now, which makes this the perfect time to review your mortgage. If your goal this year is to free up extra cash, reduce financial pressure, or make your money work harder, refinancing could be a smart move.

Here are our updated rates:
💰 Owner occupied variable from 5.39% (Comparison rate 5.70%)
💰 Owner occupied offset from 5.49% (Comparison rate 5.78%)
💰 Investment (P&I) from 5.54% (Comparison rate 5.85%)
💰 Investment (interest only) from 5.89% (Comparison rate 6.20%)

A lower rate could mean more breathing room each month, stronger cash flow, and better control of your finances.

The lowest available rate may not be suitable for your circumstances. Eligibility criteria, lender policy, product availability, and features may apply. Credit conditions, fees, and charges may apply. Loans arranged through RateUnity Pty Ltd ACN 668166283 Australian Credit Licence 554016.