Bree Rollo - Tend Home Loans

Investors — your borrowing power may have changed. 🏡📉

If you’re planning to buy an investment property, your maximum borrowing capacity may not be what it was a few weeks ago.

Lenders are now changing how they treat negative gearing in their servicing calculations. 🏦

In plain English?

They may no longer give you the same benefit for investment property tax deductions when working out how much you can afford to borrow.

This could impact:
💰 How much you can borrow
🏦 Which lender is right for you
📄 Whether your existing pre-approval still works
⏰ How quickly you need to act before signing a contract

This doesn’t mean investors should panic.
It does mean your strategy needs to be checked properly before you buy. 👀
📲 If you’re planning to purchase an investment property this year, let me guide you through the new lending landscape.

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