Mark from Rapsam Home Loans

🏡 Explainer: Fixed vs variable rate home loans 🏡⁣⁣
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Rates are tipped to head lower in 2025, meaning sticking with a variable loan rate might seem like a no-brainer.⁣⁣
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But not so fast. 🛑⁣⁣
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Locking in could mean paying a lower interest rate right now, instead of waiting for the RBA to cut the cash rate further (and there's no certainty of that). ⁣⁣
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Some lenders are offering fixed rates below their variable interest rates.⁣⁣
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The catch? 🎣⁣⁣
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Fixed loans can be less flexible and don't move if the RBA cuts the cash rate again.⁣⁣
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There is one possible solution, however.⁣⁣
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You may be able to split your loan between fixed and variable rates and take advantage of the benefits of both. 👍⁣⁣
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Talk to us to find out how. 👇⁣⁣
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To find out more, DM us or contact Rapsam Home Loans on:

☎️ – 0422 950 726
💻 – [email protected]