Hampton Wealth Management

It’s been a little quiet on here lately — we’ve been flat out behind the scenes looking after our clients (which is always a good problem to have!).

Today, the Reserve Bank of Australia increased interest rates again, lifting the cash rate by 0.25% to 4.35% — the third rate rise this year. (Reserve Bank of Australia)

What this means in real terms:
• Mortgage repayments are likely to increase again (depending on your lender)
• Borrowing capacity continues to tighten
• Cost of living pressure isn’t going away anytime soon

This isn’t happening in isolation either — inflation is still running higher than expected, which is why the RBA is continuing to take a firm stance.

If you’re unsure how this impacts your situation, now is the time to get clear on your numbers and your strategy — not just ride it out and hope for the best.

We’ll be making a bigger effort to share regular updates, insights, and practical tips moving forward — so keep an eye out.

As always, if you need help navigating things, reach out.

Protecting your loved ones starts with an updated will. 🏦💼 Life changes, and so do your assets and wishes. Regularly reviewing your will ensures it reflects your current situation accurately. At Hampton Wealth Management, we understand the importance of safeguarding your legacy. We will guide you through the process, ensuring your estate plan remains relevant and effective.

Don't leave your family's future to chance. Schedule a will review with us! 📞(0400550451)

Finally some good news for mortgage holders with the RBA leaving rates at 3.6%

Statement by Philip Lowe, Governor: Monetary Policy Decision | Media Releases At its meeting today, the Board decided to leave the cash rate target unchanged at 3.60 per cent and the interest rate on Exchange Settlement balances unchanged at 3.50 per cent.