MyBudget

But what if the biggest financial wins had nothing to do with your tax return? 🤔

Every year, Australians focus on deductions, receipts and tax refunds. But according to our Founder, Tammy Barton, the biggest improvements to your finances often come from something much simpler: better money habits.

In her latest article, Tammy shares five practical money moves that can help you feel more confident, more prepared and more in control of your finances.

✅ Review where your money is going
✅ Check in on your financial wellbeing
✅ Reduce one unnecessary expense
✅ Strengthen your emergency fund
✅ Set one meaningful money goal

Because while a tax refund might help for a few weeks, better money habits can help for years.

Read her article: https://www.mybudget.com.au/moneyhub/articles/tammys-thoughts/money-moves-financial-reset

5 Money Moves to Reset Your Finances Today Ready for a financial reset? Learn Tammy Barton's 5 simple money moves that build long-term financial wellbeing, reduce money stress and grow your savings.

Imagine opening your phone to a text from an ex-staff member who left your team over 7 years ago, just to say: "I still use my budget every single day and I couldn't live without it." 🥹

That is exactly what happened to our Founder, Tammy, earlier this week when Naomi reached out personally!

Hearing that our service is still providing total control and financial peace of mind to Naomi close to a decade later completely blew us away! 🫶

Thank you so much for reaching out, Naomi. We are absolutely thrilled to know you're still loving our service!

Once a part of the MyBudget family, always a part of the MyBudget family 💙.

This is Kelly, one of our Project Officers 👋 who loves being part of the team that introduces new and exciting changes at MyBudget.

Even though Kelly and the Projects & Change team are busy working behind the scenes, in her time working with us she has learnt that regardless of your financial situation, having a budget can really help you achieve your goals 🚀.

We asked Kelly a few questions to get to know her better, here we go!

𝗢𝗻𝗲 𝘁𝗵𝗶𝗻𝗴 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗯𝘂𝗱𝗴𝗲𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗻𝗲𝘃𝗲𝗿 𝗴𝗶𝘃𝗲 𝘂𝗽? 🍫
Chocolate….think I might be addicted

𝗢𝗻𝗲 𝘁𝗵𝗶𝗻𝗴 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘁𝗼 𝘁𝗲𝗹𝗹 𝗼𝘂𝗿 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗮𝗯𝗼𝘂𝘁 𝗠𝘆𝗕𝘂𝗱𝗴𝗲𝘁'𝘀 𝗺𝗶𝘀𝘀𝗶𝗼𝗻? 💙
That everyone here gets excited when we are able to help people through any money worries they may have.

𝗔𝗿𝗲 𝘆𝗼𝘂 𝗼𝗻 𝗮 𝗰𝗼𝗺𝗺𝗶𝘁𝘁𝗲𝗲? 𝗪𝗵𝗶𝗰𝗵 𝗼𝗻𝗲 𝗮𝗻𝗱 𝘄𝗵𝘆? 🙌
I am on the wellness committee….it’s a great way to be involved with more people across the business and have the opportunity to influence their lives for the better.

𝗢𝗻𝗲 𝗽𝗶𝗲𝗰𝗲 𝗼𝗳 𝗮𝗱𝘃𝗶𝗰𝗲 𝗳𝗼𝗿 𝘀𝗼𝗺𝗲𝗼𝗻𝗲 𝘄𝗵𝗼 𝘄𝗮𝗻𝘁𝘀 𝘁𝗼 𝗱𝗼 𝗯𝗲𝘁𝘁𝗲𝗿 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲𝗶𝗿 𝗺𝗼𝗻𝗲𝘆? 💸
Let MyBudget help you…we are pretty awesome at it.

𝗪𝗵𝗮𝘁 𝗱𝗼 𝘆𝗼𝘂 𝗹𝗼𝘃𝗲 𝗱𝗼𝗶𝗻𝗴 𝗶𝗻 𝘆𝗼𝘂𝗿 𝘀𝗽𝗮𝗿𝗲 𝘁𝗶𝗺𝗲? 👻
I love going on ghost hunts…. the creepier the better.

June 30 is coming fast but for everyone juggling busy careers, family, and everyday life, EOFY doesn’t have to be overwhelming.

Follow these 5 tips to stay organised 💸🧹.

🧾 1. Know the 2026/27 tax rules: The new $1,000 instant tax deduction applies to the 𝑛𝑒𝑥𝑡 financial year. You still need your receipts sorted for this year's lodgment!

📱 2. Go digital: Use the Australian Taxation Office's app 'myDeductions' to snap photos of paper receipts now so you aren't digging through your car glovebox in July.

🛑 3. Audit subscriptions: Many annual memberships and insurances renew in June. Take 10 minutes to scan your bank statements and cancel the ones you no longer use

⏳ 4. Super deadlines: Planning a personal contribution? It must be 𝑟𝑒𝑐𝑒𝑖𝑣𝑒𝑑 by your fund before June 30 to count for this year. Don’t let bank processing times trip you up

📊 5. Reset your budget: Review your fixed vs. variable spending over the past year to build a realistic map for the next 12 months

Which of these are you ticking off your list first? Let us know below, or tag someone who needs an EOFY reminder! 👇



(Disclaimer: This information is educational and general in nature. MyBudget does not provide tax or financial advice.)