Realtor Stephens

🏡 Is your family thinking about combining households in Central Florida?

You're not alone — and the data proves it.

17% of all home buyers nationally now purchase multi-generational homes. That's the highest share ever recorded by the National Association of Realtors.

And in the Orlando metro? 8.7% of all active MLS listings are now specifically marketed as multi-generational — and those homes get 35% MORE page views than standard listings.

Here's why families in Central Florida are making this move in 2026:

→ Mom and dad are getting older. You want them close — but not cramped.
→ Adult children can't afford to rent on their own. But together, you can afford something amazing.
→ You're combining equity from two separate properties to buy one property that works for everyone.
→ Remote work means you need dedicated space for multiple people to work from home.

But here's what I tell every family I work with: a spare bedroom is NOT a multi-generational home.

What actually works — for privacy, dignity, and long-term harmony — is:

✅ A PRIVATE EXTERIOR ENTRANCE (the most important feature, full stop)
✅ A dedicated bathroom — not shared with the main home
✅ A separate living area (not just a room)
✅ A kitchenette or full kitchen for true independence

If any one of those is missing, everyone ends up walking through the same space, and that friction is real.

I put together a complete buyer's guide to multi-generational homes in Central Florida — including where to find them near Winter Park, Windermere, and Lake Nona, what new Florida ADU law means for buyers who want to add a separate unit later, and a 10-item checklist to evaluate any property.

Thinking about combining your family under one roof? Let's find the right property together.

📖 Full guide:

📞 407-603-1664 | [email protected] | RealtorStephens.com



https://realtorstephens.com/multi-generational-homes-in-law-suite-central-florida/

Multi-Generational Homes and In-Law Suites in Central Florida: The Complete 2026 Buyer's Guide 17% of all home buyers nationally now purchase multi-generational homes — and in the Orlando metro, that number is even higher. From in-law suites to detached ADUs to dual primary suite floor plans, here's everything you need to know about finding and buying the right multi-generational home in Ce...

Just listed! This beautiful 6 bed and 5 bath won't be on the market long. Call, text or direct message me for details.

1166 N LAKE SYBELIA MAITLAND, FL 32751 Welcome to luxury lakefront living at its absolute finest in the heart of Maitland, Florida. Nestled along the pristine shores of Lake Sybelia, this extraordinary three-story estate offers an unparalleled combination of elegance, comfort, and breathtaking waterfront views. Boasting 5,355 square feet...

💰 Nobody told me to add THIS to my home search list before I go under contract.

How much is the insurance going to cost?

Because in Central Florida in 2026, that number can vary by $3,000–$4,000 PER YEAR depending on the home you buy.

Same neighborhood. Similar price. Totally different insurance bill.

Here's what drives the difference:

🏠 Roof age: A 5-year-old roof vs. a 17-year-old roof can mean the difference between $2,200/year and $5,500/year — and some carriers won't write policies at all on roofs over 15 years.

🪟 Impact windows: Homes with impact-rated windows or hurricane shutters on ALL openings qualify for wind mitigation credits that can cut $300–$1,200 per year off your premium.

🔺 Roof shape: A hip roof (all four sides slope) qualifies for credits. A gable roof doesn't. Same house, different insurance discount.

💪 Hurricane straps: Those metal connectors that tie the roof to the walls — they earn credits. Homes built before 2002 often don't have them.

I built a 12-item Insurability Checklist that I now use with every buyer before they make an offer on any home in Central Florida. It's in this guide — free to use.

Because here's the thing: the purchase price is what you pay once. Insurance is what you pay every single year.

The right home pays you back in lower monthly costs for as long as you own it.

📖 Full insurability guide + checklist:

📞 Want me to run the total ownership cost on any home you're considering? 407-603-1664 | [email protected]

How to Find a Home in Central Florida With a New Roof and Low Insurance Rates — The 2026 Insurability Buyer's Guide In 2026, the smartest buyers in Central Florida aren't just asking about price and square footage — they're asking about roof age, impact windows, and SEER ratings. The right combination can save $1,500–$4,000 per year on insurance. Here's exactly what to look for and where to find it.

Looking for the perfect blend of modern comfort and a killer location? ✨ Take a closer look at 3522 Price Avenue in Orlando!

Nestled right in the trendy Hourglass District, this 3-bedroom, 2-bathroom gem is all about flexible living and convenience.

Why you’ll love it:

🏡 Flexible Space: Features a large family room PLUS a rear flex space—perfect for your home office, gym, or playroom.

☀️ Bright & Updated: Brand new carpet in the bedrooms, sleek tile in the living areas, and plenty of natural light.

🌳 Outdoor Oasis: Sits on an oversized, fully fenced corner lot with a double carport.

☕ The Location: Minutes from downtown Orlando, major highways, and locally loved coffee shops, breweries, and markets.

The Details:

💰 $375,000

📐 1,517 Sq. Ft.

Ready to see it for yourself or explore financing options? Let’s chat!

📲 Click the link to view the full property details: https://realtorstephens.kw.com/property/3522-PRICE-AVENUE-ORLANDO-FL-32806/2040933845804282

Stacy Ann Stephens, MBA | Keller Williams Realty Winter Park
Real Estate & Mortgage Broker
📞 407-603-1664 | 📧 [email protected]

3522 PRICE AVENUE ORLANDO, FL 32806 Welcome to 3522 Price Avenue a beautifully updated Orlando home that blends comfort, style, and convenience.This bright and airy 3-bedroom, 2-bathroom home features modern updates throughout and an abundance of natural light that fills every space. Double Pane windows added in 2018. Step inside to f...