Dagher Wealth Management

📉 The market dropping is stressful enough. Withdrawing from accounts at the same time? That can change everything.

This is where many retirees encounter what’s called “sequence of returns risk.” If major market declines happen early in retirement while withdrawals are already taking place, the impact on long-term savings can become much larger.

We help clients create strategies designed to help manage income needs during periods of volatility instead of relying entirely on market performance.

Does your financial plan feel connected… or scattered?

Having multiple accounts can give the impression of diversification. But if those accounts aren’t aligned, they may be working independently instead of toward a shared goal.

Think of it this way: if one part of the plan is focused on growth while another is unintentionally taking on similar risk, the overall strategy may not be as balanced as it seems.

🤔 Curious how your accounts are working together? Get in touch with our team (link in bio) to learn more.