Tim Rhey Team

💰 Need cash without giving up your low first mortgage rate?

For many homeowners, a fixed second mortgage / home equity option may be worth exploring.

Whether you’re looking to consolidate debt, fund home improvements, cover a major expense, or simply create more breathing room, your home equity may give you options.

The key is this:

Every homeowner’s situation is different.

Your available loan amount, rate, APR, payment, term, and approval will depend on factors like credit profile, income, assets, property value, lien position, occupancy, CLTV, loan program, and underwriting guidelines.

That’s why the smartest move is not guessing — it’s getting a personalized quote based on your goals.

✅ Fixed payment options may be available
✅ Keep your current first mortgage in place
✅ Explore cash-out alternatives
✅ Personalized guidance from application to closing

If you want to see what may be possible, message me “EQUITY” or call/text 970-786-0222 and I’ll walk you through your options.

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Compliance Disclosure:
Illustrative payment examples are for educational and marketing purposes only and are not a commitment to lend. Rates, APR, loan terms, monthly payments, fees, and program availability are subject to change without notice and may vary based on borrower qualifications, credit profile, income, assets, property type, occupancy, lien position, combined loan-to-value, loan amount, appraisal/property value, and underwriting approval. Payment examples shown include principal and interest only and do not include taxes, insurance, HOA dues, mortgage insurance, or other property-related obligations. Not all borrowers will qualify. Equal Housing Lender. Timothy Rhey | NMLS #883312 | Company NMLS #2075644 | Altamont Funding NMLS #2603233.

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