Olistico Wealth

Behind every tax law change, there’s an opportunity—and our goal is to ensure you’re positioned to make the most of it.

Starting in 2026, the SECURE 2.0 Act introduces a significant shift for high-income earners: catch-up contributions to employer-sponsored plans must now be made on a Roth (after-tax) basis. While this removes the immediate tax deduction for these specific dollars, it secures tax-free growth and withdrawals for your future.

Ready to see how these shifts might impact your strategy? Connect with us today to discuss more.
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April brought significant volatility to the stock market, with the S&P 500 experiencing its worst two-day decline (-10.5% on April 3-4) since the 2020 lows. This was followed by a dramatic 9.5% surge on April 9th, one of the largest single-day gains in decades.

Stepping back, however, reveals that trailing one-, three-, and five-year returns remained broadly consistent with historical averages, even with these sharp movements. The impact of a single day, while significant in the short term (a 9% swing in the one-year return around April 9th), becomes less pronounced over longer periods.

This underscores a crucial point for investors: adopting a long-term perspective can be key to navigating short-term market turbulence and avoiding the pitfalls of reacting to daily fluctuations.

Wealth

Source: Dimensional Fund Advisors

Past performance is not a guarantee of future results.

The Longer View on Stocks | Dimensional Taking the long view may help investors avoid reacting to short-term market movement and stay focused on their financial goals.

When it comes to financial planning, it's important to recognize what we can and cannot control. We can control our own behavior, make thoughtful financial plans, and adjust our strategies as needed. However, we don't control the economic cycle, market movements, or policy decisions that impact the broader financial landscape. Recognizing this distinction allows us to focus on the aspects of our financial lives where our decisions truly matter.

Read our latest blog post on market cycles, business cycles, and taking control during volatile markets:

Market Uncertainty? Master the Cycles That Matter When it comes to financial planning, it's important to recognize what we can and cannot control. We can control our own behavior, make thoughtful financial plans, and adjust our strategies as needed. However, we don't control...