Dan Welsh Realtor

Thinking about buying a home? Don't rely on Zillow alone. Here are 3 secrets that will save you thousands:
​1️⃣ Get Fully income verified approval: A basic online pre-qualification isn't enough. A income verified lender-backed pre-approval makes your offer stand out to sellers like cash.
​2️⃣ Watch the Hidden Costs: Your monthly payment includes property taxes and insurance. Remember, taxes can jump significantly after a sale resets the home's assessed value.
​3️⃣ Tap Into Off-Market Inventory: The best homes often find buyers before hitting public apps. Working with a connected local agent gives you access to upcoming inventory first.

​✨ Bonus: You don’t always need 20% down. Incredible FHA and low-down payment conventional programs like 3% down, exist to get you moving sooner.
​Want to see what's hitting the market next? DM me today or drop a comment below! 👇

🏠 Your 4-Step House Hunting Roadmap

​1. Get Pre-Approved First
​Before you fall in love with a kitchen island, you need to know your budget. A pre-approval letter not only shows you exactly what you can afford, but it also tells sellers you are a serious, qualified buyer. In a competitive market, this is your golden ticket.

​2. Define Your "Must-Haves" vs. "Nice-to-Haves"
​Create two lists. Your Must-Haves are non-negotiables (e.g., number of bedrooms, school district, or a home office). Your Nice-to-Haves are things you can add later (e.g., granite countertops, paint colors, or a finished basement). This keeps your search focused and efficient.

​3. Research the Neighborhoods
​You aren't just buying a house; you’re buying a zip code. Drive through potential neighborhoods at different times of the day. Check the commute times, local amenities, and the overall "vibe" of the street to ensure it fits your lifestyle.

​4. Hire a Local Expert
​A professional Realtor does more than just open doors. They provide market insights, handle complex negotiations, and manage the heavy paperwork. Having an advocate in your corner ensures you don't overpay and that your interests are protected from contract to closing.
​Pro Tip: Don't wait for the "perfect" house. If a home meets 80% of your needs and has the potential for the other 20%, it’s likely a winner!
​Ready to start your search?

Let’s find your next home together!

Help is on the way!

Detroit is launching a new program offering up to $15,000 to help current and future residents buy homes, start businesses, or cover renovations. The Make Detroit Home program will distribute over $500,000 in benefits to 313 residents, targeting creatives, entrepreneurs, and small-business owners, as well as returning Detroiters. Additional eligible residents can receive $1,000 for relocation costs or quality-of-life perks.