Sage Insurance

Preparing For Back-To-School Season

(Part of a Summer Financial Literacy💡 Series)

✏️ Start Early

✏️ Set A Budget 💴

✏️ Shop Sales

✏️ Reuse ♻️ Supplies

✏️ Share Costs 💵

Affordable Summer Activities

(Part of a Summer Financial Literacy💡 Series)

🆓 Visit Local Parks

🆓 Plan Beach Days

🆓 Enjoy Free Events

🆓 Have A Staycation

🆓 Organize Picnics 🧺

Homeowners Insurance Tips

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HOW TO MAKE SURE YOUR HOME INSURANCE KEEPS UP WITH INFLATION

🏡 REVIEW YOUR POLICY ANNUALLY

🏡 CHOOSE A POLICY WITH INFLATION PROTECTION

🏡 CONSIDER GUARANTEED
REPLACEMENT COST COVERAGE

🏡 KEEP RECEIPTS AND DOCUMENTATION
INFLATION

Pro Tip: Learn the difference between Replacement Cost vs ACV (Actual Cash Value = Depreciated Value) type policies!

If you house is paid off, going with an ACV type policy is a great way to self insure & keep your premiums low, but you need to know what you are doing & understand that you will have to come “out of pocket” for small claims!

This means, even on roofs - you may be paying half the cost of the roof & the insurance company pays half since they only are paying for a depreciated roof costs!

Save this & my other tips for future reference!

Knowledge is power when it comes to insurance rates!

If you DO NOT understand your homeowners insurance policy, text 💬 me (Matthew Sage ~ Sage Insurance) to get a FREE 🆓 review of your policy at 325-245-5432