Kason Whitesides - Intercap Lending

Still waiting for the market to crash? It is not going to happen.

The truth is, today’s homeowners are sitting on more equity than ever before. National reports show more than $17 trillion in home equity across the country, with about $11 trillion of that available to use if needed. Most homeowners also have low, fixed-rate mortgages and years of built-up value.

This is what keeps the market steady. People are not walking away from that kind of security.

If you are thinking about buying, the opportunity is not in waiting for prices to drop. It is in finding the right home and starting to build equity for yourself.

Source: ICE Mortgage Monitor, June 2025