Blue Ridge Bank

Turn deposits into business growth. Open a Blue Ridge Bank commercial account - grow with a partner who is invested in you! Learn more at: https://tinyurl.com/3purx77y

All BRB offices are closed, Friday, June 19th, 2026 in observance of Juneteenth. We will re-open with regular hours on Monday, June 22nd, 2026. Online and mobile banking services are still available.

Last week enjoyed celebrating the successes of local businesses at the Annual Meeting and Businessperson of the Year event hosted by the Louisa County Chamber of Commerce. Congratulations to all the businesses and volunteers who were recognized! Our very own Philip Gould, branch manager of the Lousia branch, was recognized for his time served on the board of directors.

sponsored today’s Business Boost in Louisa. Our team shared tips that every business owner can use to protect their business from fraud.

🔒 This morning's Business Boost with Blue Ridge Bank delivered a powerful reminder: protecting your business isn't just about technology, it's about habits, processes, and awareness.

Here are 10 takeaways every business owner should consider:

1️⃣ Verify Before You Pay
Never update banking information or pay a new invoice based solely on an email. Call a trusted contact and verify the request.

2️⃣ Business Accounts Play by Different Rules
Many business owners are surprised to learn that business accounts often have fewer fraud protections than personal accounts. Prevention matters.

3️⃣ Train Your Team
One employee clicking a link or updating payment information without verification can create significant financial losses. Make fraud awareness part of your culture.

4️⃣ Move Away from Paper When Possible
Electronic payments and ACH transactions can provide greater security, tracking, and visibility than traditional paper checks.

5️⃣ Think Twice Before Mailing Checks
Mail theft and check fraud continue to increase. Evaluate safer payment options whenever available.

6️⃣ Go Paperless with Statements
Bank statements contain valuable account information. Electronic statements help reduce the risk of mail theft and unauthorized access.

7️⃣ Review Your Accounts Regularly
Don't wait until month-end. Review transactions frequently and investigate anything that seems unusual.

8️⃣ Set Up Banking Alerts
Real-time notifications for large transactions, ACH activity, and check clearances can help identify issues quickly.

9️⃣ Review Your Insurance Coverage
Cyber theft, business email compromise, employee fraud, and other modern threats may require additional coverage. Ask questions and review your policies annually.

🔟 Build Your Fraud Prevention Team
Your banker, accountant, insurance agent, and key staff members all play a role in protecting your business. Strong businesses surround themselves with trusted advisors.