Medicare Depot Reno

https://www.investopedia.com/10-big-medicare-changes-in-2026-higher-premiums-drug-price-drops-and-looming-program-cuts-11798316

10 Big Medicare Changes in 2026: Higher Premiums, Drug Price Drops, and Looming Program Cuts Medicare beneficiaries face higher premiums and deductibles, reduced services, and possible cuts to the program at large—but there’s good news about prices for some drugs, and the medication payment plan.

https://www.ncoa.org/article/what-does-it-mean-to-be-dual-eligible-for-medicare-and-medicaid/

How Does Medicare Medicaid Dual Eligibility Work? If you qualify for both and , you’re considered “dual-eligible.” Find out what this means, how it works, and why it’s important to check your dual-eligibility status.👇

Medicare has four parts: Part A, Part B, Part C, and Part D. Here's a simple breakdown of each:

1. Medicare Part A – Hospital Insurance

Covers:

Inpatient hospital stays

Skilled nursing facility care

Hospice care

Some home health care

Cost:

Usually free if you (or your spouse) worked and paid Medicare taxes for at least 10 years.

If not, you may have to pay a premium.

2. Medicare Part B – Medical Insurance

Covers:

Doctor visits

Outpatient care

Preventive services (like screenings and vaccines)

Durable medical equipment (wheelchairs, walkers, etc.)

Cost:

Most people pay a monthly premium (in 2025, the standard premium is around $174.70, but it can vary based on income).

3. Medicare Part C – Medicare Advantage

What it is:

A private insurance alternative to Original Medicare (Parts A & B), offered by approved companies.

Covers:

Everything in Parts A & B

Usually includes Part D (prescription drugs)

May offer extra benefits like dental, vision, hearing, and gym memberships

Cost:

Varies by plan. You still pay your Part B premium, and possibly an extra premium for Part C.

4. Medicare Part D – Prescription Drug Coverage

Covers:

Prescription medications

How to get it:

Through a stand-alone plan (if you have Original Medicare), or

Included in many Part C (Medicare Advantage) plans

Cost:

Monthly premium, deductible, and copays depending on the plan and drugs you take