Montse Terepocki - Financial Advisor

With the government shutdown behind us, all eyes are on Friday’s non-farm payroll report—the first look at December’s economy and a key signal for the Fed. Early signs point to strength: jobless claims are down, manufacturing hiring is solid, and federal layoffs are easing. On this week’s , CIO Gene Goldman explains why this report matters and what it could mean for rates and markets in 2026.

The Week Ahead | Cetera “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Read the latest issue of Financial Watch here:

Financial Watch | December 2025 Starting January 1, 2026, new rules for charitable giving will kick in under the One Big Beautiful Bill Act (OBBBA). These changes affect both itemizers and those who take the standard deduction, so no matter how you give, it’s worth knowing what’s ahead. This month's Financial Watch newsletter ...

Read the latest issue of Retire Wise here:

Retire Wise | December 2025 About six months before historically high gift, estate, and generation-skipping exemption levels were scheduled to expire, legislation changed course. The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, made these exemption amounts permanent. Because they continue to be indexed....

This Monthly Recap summarizes market performance, major events and news from November 2025. Read more here:

November 2025 Monthly Recap The S&P 500 carved out a small gain in November after a strong 3.74% month-ending weekly gain, its largest weekly advance in five months. The S&P turned positive for the month on the final trading day in November, gaining 0.54% on Friday’s abbreviated post-Thanksgiving “Black Friday” trading s...