APEX Claims Team

We hope everyone is staying safe & practicing social distancing properly. It is hard out here for many.

Although we are not out there on the streets looking for claims, we are available to help anyone who needs a Public Adjuster to represent them for their claim.

Please contact us @ 215-520-3458

Thanks & be safe

Inspections in Bucks County today. Successful in full roof replacement for two of our clients!

Don't accept an offer for any sort of patch repairs; To either your roof, siding, stucco, etc. If you feel you've received a low offer from your insurance company, then call us today.

GET REPRESENTATION! 215-343-APEX

Was driving around @ 8am this morning. Tons of tree debris everywhere, including the roadways. Saw a bunch of fallen trees, uprooted/tilted trees, and a couple houses had trees on them. For the most part, it seems everyone stayed safe. That is good news!

If you do discover damage to your property, please consider us to represent you for your insurance loss.

Q-Whats the difference between a HO2 & HO3 homeowners policy?

A-These two policies are quite different and the HO3 is the far superior choice. The HO2 policy covers 16 perils some of which are fire or lightning, windstorm or hail, smoke, theft, amongst others.

An HO-3 policy is often called a "special form" because it covers everything except what is listed as excluded. The burden of proof during a claim falls into the insurer's hands, rather than the homeowner (like w/ a HO2 policy) It is the most popular type of policy.

Any insurance agent worth his salt should explain the differences between the two policies. The premium will be higher, but it is usually pennies on the dollar.