Finance Pro Bono

If they simply wanted to improve the economy a simple planned out normal increase to the minimum wage would have been best practices for decades of problems building to a crescendo. Indexing it the rate of inflation would be never a problem since wage growth would always be automatic. They do this for the military, government employee, and Social Security. If you go 14 years without an increase in a consumer driven society then you achieve the equation 1.03^14-1 = 51.2% Decrease in Buying Power of Working Wages. The economy crashed mainly due to both sides of the isle having no intention to ever manage the economy with a strategy to grow it. Of all the activities that were not properly done, the fact they never raised wages in that long a period is actively a misfit on the lives of all people that hope they have a clue. So when the hammer drops, please know that the entire house of gimmicks would never pay people a little bit more to keep workers affording their jobs.

Inflation is higher than it has been in a very long time. You may have noticed it most at the grocer. Commodity prices are the most sensitive, and investing in producers if an inflation hedge. Soon there may be a correction as Stock Price Valuations are way too high to be sustainable. People should consider taking a short term outlook for the near future.

The Short List - https://1drv.ms/x/s!AsepENI1JamwjABT4JCKZXyifYZe?e=J9dzrZ

The Long List - https://1drv.ms/x/s!AsepENI1JamwjAPZsZ8FvS1YpgmP?e=vclSVo

Put Options are best choices for short time periods.

Stock Best Practices.xlsx