Clenney Risk Advisors, LLC

⚠️ Contractors, these three insurance mistakes could cost you.

Using personal vehicles for business without commercial auto coverage.
Assuming general liability covers employees injured on the job.
Keeping the same insurance limits your business had years ago.

As your business grows, your insurance needs can change. New employees, new equipment, bigger projects, and higher risk can all create coverage gaps.

A policy that worked three years ago may not protect your business today.

Don’t wait until a claim happens to find out you’re underinsured.

I’m Kim Clenney, an independent insurance broker serving contractors throughout Montgomery and surrounding areas.

➡️ Schedule a free insurance review today here: https://tinyurl.com/3ate4err

🚨 Contractors, don’t wait until a contract is on the line to find out you need a bond.

Many government projects and commercial jobs require bonds before you can even submit a bid.

Common bonds may include bid bonds, performance bonds, payment bonds, and contractor license bonds.

Without the right bond, you could miss out on larger projects, commercial contracts, and new business opportunities.

I'm Kim Clenney, an independent insurance broker. I help contractors understand insurance and bonding requirements before problems arise.

➡️ Schedule a free insurance review today here: https://tinyurl.com/3ate4err

🚨 Contractors, one missing insurance policy could put your business at risk.

General liability insurance is important, but it may not be enough.

A single accident, lawsuit, employee injury, or vehicle claim could leave you paying costs out of pocket if you have coverage gaps.

The best time to find out you're underinsured is not after a claim.

I'm Kim Clenney, an independent insurance broker. I'll review your current policies at no cost and help identify potential coverage gaps.

➡️ Tap the link in our bio today to schedule a free insurance review.

The biggest insurance mistake?

Renewing the same policy year after year without reviewing it.

A quick insurance review can uncover missed bundle discounts, coverage gaps, outdated deductibles, or policies that no longer fit your life.

Bundling home and auto insurance may also help you save money and make your coverage easier to manage.

➡️ Schedule a free insurance review today here: https://tinyurl.com/3ate4err

When was the last time you reviewed your home and auto insurance?

A lot can change in a few years.

A new vehicle, home updates, a teen driver, or changes in insurance discounts could mean your current coverage no longer fits your family's needs.

Bundling home and auto insurance may also help simplify billing, renewals, and claims.

➡️ Schedule a free insurance review today here: https://tinyurl.com/3ate4err

Think you're getting the best deal on your insurance?

You could be paying more than necessary.

Many homeowners carry their home and auto insurance with different companies without realizing they may qualify for discounts by bundling their policies.

Insurance rates and discounts change over time. A policy that made sense a few years ago may not be your best option today.

➡️ Schedule a free insurance review today here: https://tinyurl.com/3ate4err

You work hard to build your savings, retirement accounts, and other assets.

A serious accident or lawsuit could create financial risks many families never expect.

Umbrella insurance provides an extra layer of liability protection above your existing policies and may help protect what you've worked so hard to build.

Watch this video to learn who should consider umbrella coverage and why reviewing your liability limits is so important.

➡️ Schedule a free insurance review today here: https://tinyurl.com/3ate4err