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A byline I wrote has been published today in Fintech Bloom: "The Fraud Liability Debate Is Asking the Wrong Question."

The piece draws on direct incident experience -- two cases where fraud entered through an SMB client endpoint and flowed through financial infrastructure. Different outcomes on liability. Same undefended entry point.

The argument: financial services has extended its revenue surface to the SMB endpoint. Its security posture hasn't followed. Shifting liability doesn't solve that.

If you work in fintech, banking, compliance, or SMB IT -- this one's worth a read.

Link in comments.

https://www.youtube.com/live/M8VYWQTCzCA?si=vfPiG-dZfEIYVgQB

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