Anursedad

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11/29/2025

In a newly released fact sheet, ED directly addressed how nursing programs will be classified under the new graduate loan limits.
Under the Act, certain graduate programs—such as Medicine (M.D.), Dentistry (D.D.S./D.M.D.), Law (J.D./L.L.B.), and a handful of other high-cost degrees—will qualify for a higher federal loan limit of $200,000. All other graduate and doctoral programs, including nursing, will fall under a $100,000 limit.

This distinction alarmed many nurses and nursing students, but the Department emphasized that the terminology is purely administrative.

In response to concerns that the change reflects how the Trump Administration views the profession, ED wrote:

“The definition of a ‘professional degree’ is an internal definition used by the Department to distinguish among programs that qualify for higher loan limits, not a value judgement about the importance of programs.”
“It has no bearing on whether a program is professional in nature or not.”

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