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Fun Fact Friday! Did you know?!

If you’re self-employed, you pay BOTH the employer and employee portions of Social Security and Medicare taxes (called self-employment tax).

But here’s the good news: the IRS lets you deduct the employer-equivalent half of that tax as an above-the-line deduction—meaning it directly reduces your taxable income.

It’s designed to level the playing field with traditional employees, and it’s one of the most overlooked tax breaks for freelancers and small business owners.

It’s tax season and we’re here to help! Take 15% off your CE courses (which are a tax deductible business expense) now through the end of April with code TAXES

Valid only at InsuranceStudy.com on individual courses. Excludes all memberships and packages. Valid through April 30, 2026.

It’s tax season and we’re here to help! Take 15% off your CE courses now through the end of April with code TAXES

*Valid only at InsuranceStudy.com on individual courses. Excludes all memberships and packages. Valid through April 30, 2026.

Fun Fact Friday! Did you know?!

Creeper is the first known computer virus discovered in 1971. Unlike modern cyber-attacks, Creeper didn’t steal data or damage files but instead jumped from computer to computer with a message that read, “I’m the creeper, catch me if you can!” The first known antivirus, Reaper, was developed in response to Creeper and was able to locate Creeper on the networks and delete the virus.

Creeper was developed by Bob Thomas at BBN Technologies as a test to see how information could travel between networked computers. This successful test was the gateway to much more advanced, and malicious, viruses to come.