Jay Cottrell - Real Estate Agent

Jay Cottrell - Real Estate Agent

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07/09/2026

If the first half of this year has left you feeling stuck, you're definitely not the only one.

Mortgage rates stayed higher than people hoped. Affordability was still tough. And every time it felt like things might improve, something else got in the way. But here's the good news.

A lot of housing experts think the second half of the year could start heading in a better direction. Not because everything magically gets fixed overnight...

But because if inflation cools off and things settle down overseas, mortgage rates could ease, more buyers could jump back in, and the market could finally start feeling a little less stuck.

Will everything suddenly be easy? Probably not. But after the first half we've had, "better" is a pretty good place to start.

If you're wondering what that could mean for your plans (or for our local market), send me a message.

I’ve got the latest forecasts on rates, prices, and more. And I'd be happy to walk you through...

07/07/2026

Buying or selling a home is a big financial decision, especially when costs are high. But if the timing's right for you, here's a reason to feel good about your move.

Every home sale sends real money into your local economy. An existing home adds more than $64,000. A newly built one? Over $134,000.

So, not only is your move a major milestone for you, but it also gives a boost to your community as a whole.

Because behind every sale, there’s a whole network of people doing their jobs – contractors, lenders, inspectors, movers, and more. And your move helps with their livelihoods.

DM me to find out what a move would mean for our area.

Down Payments Are Smaller Than They’ve Been Since 2021 07/03/2026

Down payments are smaller than they’ve been in years, and that opens the door for more buyers.

And with added help from assistance programs and a little help from loved ones, you may have more ways forward than you realized. Connect with a trusted lender to talk through your options.

Down Payments Are Smaller Than They’ve Been Since 2021 Saving for a down payment can feel like the hardest part of buying a home.

The Housing Market Is Stronger Than You Think 07/01/2026

This market isn't broken, and waiting for a crash that isn't coming has a cost. Every month spent on the sidelines is a month someone else is building equity, locking in a price, or getting ahead of what most experts expect to be a housing surge once broader economic conditions settle.

Whether you're thinking about buying or selling, a local real estate agent can help you figure out what this market means for your specific situation and what your next move could look like.

The Housing Market Is Stronger Than You Think You've probably heard plenty of doom and gloom about the housing market lately.

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