Realtor Ronda Scott

Realtor Ronda Scott

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07/18/2026

The idea of saving thousands upon thousands of dollars for a down payment can make you feel like you’ll never be able to buy a house.

But it doesn't have to be so intimidating or scary. Here are 6 ways to make saving for that down payment EASY:

1. Automate savings. Several apps will automatically add your change to a savings account. Or you can automatically deduct a percentage of your paycheck into a savings account so you won’t be tempted to spend it.

2. Get a side gig. Everyone has skills they can capitalize on. Consider picking up a few hours of work a week and putting the results towards your down payment.

3. Live frugally for a year. Make a strict budget, cut out all the fluffy spending, and then stick to it. At the end of the year, you’ll end up with a nice little nest egg.

4. Save your bonuses and tax refunds. Yes, buying a new pair of shoes with your tax refund feels good. But you know what feels better? Getting into the home of your dreams.

5. Plan a staycation. Vacations can eat up thousands of dollars every year. Instead of going on an all-inclusive, plan a retreat closer to home and save what you would have spent!

6. Try a spending freeze. If you’re a hardcore go-getter, try cutting out ALL unnecessary spending for a certain amount of time.

See, saving for a down payment doesn't have to be stressful. You can make it easy, fun, and automated!

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There are some things every homeowner should know how to do...because chances are, you're going to have to learn them eventually and a lot of us learn them the hard way!

Take a peek at this list -- how many of these can you do, right now? What would you like to learn?

-Change your own HVAC filters.
-Unclog a drain without using chemicals.
-File a property tax appeal.
-Shut off your water main line.
-Clean out the dryer vent.
-Find the studs in your walls.
-Protect hardwood floors from furniture.
-Clear out the gutters.
-Reset a circuit breaker after a blown fuse.
-Test smoke and carbon monoxide detectors.

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810 West Corbett Street Suite 100
Swansboro, NC
28584