Pam The Insurance Lady Coaching Services

Need coverage for a manufactured, mobile, park models, tiny homes, accessory dwelling unit (ADU), and live in the following states?

TX
AR
AZ
GA
IL
KS
MI
NM
OH
OK

Book an appointment through Facebook or you can contact me via email [email protected] or website Pamtheinsurancelady.com for a quote.

Let's get your property covered today!

If you can spend $5 dollars a day on coffee, you can afford a term and whole life insurance plan!

Don't leave your family struggling financially with final arrangements or struggling to pay bills.

✅No med exams
✅Some health questions
✅We have policies for those with certain health issues

Like, follow, and "Type give me a quote" for the license agent to contact you. Feel free DM as well.

CLOSING ON YOUR HOME SOON?

IN THE MARKET FOR BETTER FLOOD INSURANCE RATES?

Pam The Insurance Lady is now offering Flood Insurance as apart of our expansion of services!

Currently servicing: AZ, CA, FL, GA, IL, MI,NC, NJ, PA, SC, and TX

Here are some reasons to reach out to us!

Federal law mandates that lenders regulated by federal agencies require flood insurance for buildings in high-risk zones (SFHAs).

Loan Types: This applies to most mortgage types, including conventional loans (Fannie Mae/Freddie Mac), FHA, VA, and USDA loans.

Outside High-Risk Areas: Lenders can still require flood insurance even if your home is not in a high-risk zone, based on their own risk assessment.

Force-Placed Coverage: If you fail to obtain required flood insurance, lenders can purchase it for you and charge you for it (force-placed insurance).

Escrow: Lenders are often required to escrow flood insurance premiums for loans in designated flood zones.

Standard homeowners insurance typically does not cover flood damage, which is why lenders mandate a separate policy! GIVE US A TRY IF YOU'VE BEEN DENIED DUE TO RISK FACTORS!

Down the app, schedule a quick information meeting to get your quote!

Pam The Insurance Lady | Austin [ Get The App ] Learn how to install our booking page as an app on your mobile device. Follow simple steps to add it to your home screen for quick and easy access.

Four insurance plans every wage earner should have outside of work health insurance in case they lose their jobs:

1. Accident insurance (Pays You)

2. Critical Illness insurance (Lump Sum Pay to You)

3. Life and/or Final Expense insurance (Pay off Mortgage, take care of beneficiary's,but some have living benefits that allows you to get up to 90 percent of face value if diagnosed with terminal illness.)

4. Alternative to Long Term Care (Get before retirement years between ages 50+ and 65) so won't have to get rid of assets (spend-down) in order to qualify for Medicaid to cover the cost of nursing homes or custodial care. You control to pay care givers.

These are all income replacement policies!

I offer all of the above.

Copy and paste or tap below to download my app and schedule an appointment after 3pm CST M-F or 10am to 3pm CST Saturday's.