Refind Realty
10/27/2025
Rates down. Your budget up.
When mortgage rates drop, your buying power grows. A 1 percentage point dip can let you borrow about 10 percent more for the same monthly payment. Example. A 30-year loan with a 2,660 monthly budget buys roughly 400k at 7 percent and about 444k at 6 percent. That is real leverage in places like DeSoto, Cedar Hill, Red Oak, Lancaster, Midlothian, and Waxahachie.
Today’s 30-year average is about 6.19 percent, the lowest in over a year. That lowers monthly payments and can bring more new construction options back into reach. Want to go further. We can pair a temporary or permanent buydown with builder concessions to shrink the payment even more.
DM me “BUYING POWER” for a quick, no-obligation affordability game plan using my Cash Plus, HomeSwap, or Sell & Stay options.
🏡 Want to own this $325K home in Conroe, Texas?
Let’s break down what your monthly payments would look like — and the income you'd need to qualify 💰
📊 FHA loan, 3.5% down
💸 Monthly payment: $2,885
📈 Income needed: ~$97K/year
Thinking of buying?
📥 Comment “home” for more details
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Address
5304 Almeda Road
Houston, TX
77004
Opening Hours
| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 5pm |
| Saturday | 9am - 5pm |
| Sunday | 9am - 5pm |
