ValDetroit

New Year, New Home? 🥂 2026 is bringing some massive wins for first-time buyers. Here’s the breakdown...

💰 Grab New Grant Money: Most state Down Payment Assistance programs and "First-Generation" grants refresh their funding on January 1. Get your application in early before the money runs out!

🕒 Dec 31 Tax Deadline: If you’re closing this week, make sure any energy-efficient upgrades are "placed in service" by Dec 31 to lock in the 2025 Federal Tax Credits.

❄️ Use the "January Window": While other buyers are recovering from holiday spending, use the first two weeks of 2026 to negotiate Seller Concessions (asking the seller to pay your closing costs).

Stop worrying about 2026 interest rates and start building equity today.

🔗 Tap the link in my bio to see our available homes and apply before the New Year rush!