McKee Smith Realtor

🗓 We’re halfway through 2025, and the real estate market?
Still keeping things interesting. 😅
But don’t worry—I’ve done the homework so you don’t have to.
Here’s your mid-year market update, straight from your friendly local real
estate expert (that’s me 👋 ).
💥 Inventory is up big time.
💸 Buyers are negotiating again.
📉 Sales are still a little slow, but smart pricing and prep are winning the day.
📈 Rates are hanging out in the high 6s—aka totally normal if you weren’t
house hunting during the unicorn years.
🎯 So whether you’re buying, selling, or just trying to decide if now’s the time to re-tile that guest bath…
This quick video breaks it all down—no boring charts, no real estate jargon, just what you need to know.
If you want to know what’s happening in your neighborhood (because real estate is hyper local).
And if someone you know is trying to make sense of the market, tag them or send them my way. I’ve got them covered too. 😉

🏡 **Renting vs. Buying—Which One is the Smarter Move in 2025?** 🤔💰

If you’re renting right now, here’s something you should know: **in nearly 60% of U.S. counties, owning a home costs LESS per month than renting a three-bedroom place.**

And in **Tarrant County, rent prices are rising even faster than average mortgage payments!** That means **you could be paying MORE to rent than you would to own**—and that’s money you’ll **never get back.**

Now, I know what you’re thinking:
✔ **“But home prices are high!”**
✔ **“Mortgage rates are up!”**

You’re right—**but rent prices keep going up, too.** And the difference? **With rent, there’s zero return on investment.**

💡 **Homeownership = an investment in your future.** Every payment you make builds equity, locks in your housing costs, and protects you from rising rents.

And here’s the best part: **you don’t need a massive down payment to buy a home!**
✔ VA & USDA loans allow **0% down** for those who qualify.
✔ FHA loans start at **just 3.5% down** depending on credit.

**The bottom line?** You may be closer to owning a home than you think!

📩 **If you’re renting and wondering whether buying makes sense for you, let’s chat!** I’d love to help you run the numbers and explore your options.

Know someone who’s renting? **Tag them in the comments** or send them my way—I’d love to help them make an informed decision!