Val Meredith Realtor

The challenges of moving from a state to another are enormous. Congratulations to the Monteiros on the closing of their brand new home! Thank you for trusting me during this process. The friendship built during the entire process I am sure will stay for ever. May God bless your new home and bring you a lot of happiness and good moments. I hope to celebrate with you guys soon!!!

The challenges of moving from a state to another are enormous. Congratulations to the Monteiros on the closing of their brand new home! Thank you for trusting me during this process. The friendship built during the entire process I am sure will stay for ever. May God bless your new home and bring you a lot of happiness and good moments. I hope to celebrate with you guys soon!!!

If you’re getting ready to buy a home, it can be hard to decide what to focus on first. I can help with that!​​​​​​​​
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One of the most important things you can do is to pay down your debt. This is important because the amount of debt you have is a key factor mortgage lenders look at when deciding whether or not to give you a mortgage. ​​​​​​​​
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The less debt you have, the more likely you are to get approved for a mortgage. Reducing your debt will also help build your credit score, which is also a key factor lenders look at. ​​​​​​​​
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Here’s a few tricks to help pay down your debt:​​​​​​​​
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-Build a budget and stick to it! ​​​​​​​​
-Look at your monthly subscriptions and cut down on what you don’t use​​​​​​​​
-Pick up a side gig to increase your income​​​​​​​​
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But remember that you don’t have to pay off all your debt to get a mortgage. Mortgage lenders look for buyers who have a debt-to-income ratio of 43% or less. Paying down your debt to 30% or less will give you even better chances of getting approved!​​​​​​​​
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For more info on what to do to prepare to buy a home, message me today!​​​​​​​​
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Val Meredith - Realtor®️⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀​​​​​​​​
(954) 608 4978⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀​​​​​​​​
Texas Ally Real Estate Group, LLC​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​

Ah, you’ve finally signed the closing documents on your dream home. Now it’s time for the fun stuff like moving in, decorating, and….homeowner’s insurance. ​​​​​​​​
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Ok, so maybe homeowner’s insurance doesn’t make it onto your list of exciting things, but it’s something you have to have nonetheless. ​​​​​​​​
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When it comes to a MAJOR purchase like a home, you don’t want to take any chances on your investment. That’s why homeowner’s insurance is so critical—it protects you from any losses or damages related to your home and protects you from liability for accidents that happen on the property. ​​​​​​​​
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If you don’t have homeowner’s insurance and something terrible happens at your house, you could be out a huge sum of cash. And worst-case scenario? Your home could get repossessed. ​​​​​​​​
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When it comes to owning a property, homeowner’s insurance is one area where you definitely don’t want to roll the dice. ​​​​​​​​
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Have any other questions about homeowner’s insurance or what it covers? Send me a DM and let’s chat!​​​​​​​​
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Val Meredith Realtor®️⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀​​​​​​​​
(954) 608 4978⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀​​​​​​​​
Texas Ally Real Estate Group, LLC ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​
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