Jared Adams Insurance

Policy cancellations

Policies are getting canceled more than ever right now.

And most people don’t know why.

It’s not always claims.

It can be:

roof age

tree overhang

trampolines

small maintenance issues

Things that used to be overlooked

are now getting flagged instantly.

In many cases, it’s not even a person making the decision

it’s data and aerial imagery.

I’ve seen policies canceled over things homeowners didn’t even realize were an issue.

The market has changed.

Staying ahead of it matters more than ever.

Filing a claim isn’t as simple as people think.

What most people expect:

Call insurance

Get paid

Move on

What actually happens:

Adjuster review

Coverage review

Deductible applied

Depreciation considered (depending on coverage)

And sometimes… things don’t go as planned.

This is where coverage matters.

Not when you’re buying the policy

but when you actually have to use it.

The difference between policies isn’t always obvious upfront

but it becomes very clear during a claim.

The policy only matters when something goes wrong.