KMG Insurance Agency

It's definitely "hail season" in Texas!

Pro Tip: If you happen to have a hail or storm event effect your home/auto, it's always best to get it checked by a reputable roofing company/body shop BEFORE you file a claim or call your insurance company for an inspection.

It's a little known fact that if you file a claim/ask for an inspection direct with your insurance carrier, there is a permanent record of that claim, even if there isn't a payout. We call those “no pay claims” and while they do not cause a rating issue with your policy, they do add up and can hinder your options to switch carriers/policies.

We recommend you call your agent FIRST and work with them and the contacts that they can provide.

If you don't have an agent, give us a call at KMG and we'll share our contacts with you and answer any questions you might have.

This is tragic on many levels, so glad that no one was hurt!

As an insurance agent, I think of the impact this could/will have on the event owners, the person(s) who is responsible for starting it and the individuals losses.

No one plans on a total loss to their vehicle, or causing total losses to others, but it happens. That is why we offer higher liability and coverage limits to our clients and subscribe to them ourselves.

Stay safe. Stay covered.

Resident describes fire that destroyed dozens of vehicles at Central Texas pumpkin patch More than 70 cars were destroyed in a fire at the Robinson Family Farm in Temple, Texas.

Do you get these offers in the mail all the time? I do. And they sound great…but are they?

$1,300, $1,500 $1,700 and $2,200 are the recent “quotes” I’ve received for my home insurance…two of them through the same carrier. Why is that?

It’s like our chair here, something is missing. They are offering coverage for sure but, just like the chair, it’s not quite complete.

You won’t be getting those types of quotes from KMG, we don’t believe in it. We work with you to determine the best coverages and the amounts you want to spend for your home policy. Coverage for the whole home, for you and your personal contents.

Oh, and if you are wondering what my policy cost? It’s $3,102. And I have all four legs on my chair. Let’s talk about your policy. It’s free and there are never any obligations.

Go ahead, sit down and relax with coverage from KMG.