Columbus Financial Coaching

Your finances didn't get out of whack overnight, it took many small decisions that led to your current situation. Forget about the past and take small steps each day regarding your spending in relation to your income.

We challenge our followers to find one new thing a week to cut from their expenses. Get up this morning and say I'm going to cut "x" from my daily or weekly expenses. For those guys who work in an office, learn how to iron and starch your own shirts. At $1.00 (or more) per shirt per day that's $250 per year in your pocket.

Columbus Financial Coaching is based in Columbus, Ohio and works with individuals and families on their long-term financial goals. Message us here or send an email to find out more on how we can help: [email protected], www.columbusfinancialcoaching.com

Over the last 5 years or so, people have really caught on in using gas rewards cards from Giant Eagle, Krogers and the like. Both stores, especially the new ones, are very nice but they are way overpriced. Most people who shop there (including myself until a year ago) justify their purchases by the fact that they are saving a $1.00 per gallon (or more) with discounted fill-ups once or twice per month. Assuming that average car holds 20 gallons and you get your discounted fill-up twice per month, that may be $40 in "savings".

We pay heed to the old saying that "nothing is free". Maybe it's better to shop at a place like Aldis and forgo the gas card. Going to an Aldis will more than offset the $40 your are receiving at the pump. Now I agree, when I used to use my rewards card at the pump, I got the feeling that somehow I was "sticking it" to the greedy gas gods who laugh at me paying $3.50 per gallon.

Our suggestion is to use rack-up the points for prescription purchases at Giant Eagle and Krogers but not for general grocery purchases.

Columbus Financial Coaching is based in Columbus, Ohio and works with individuals and families on their long-term financial goals. Message us here or send an email to find out more on how we can help: [email protected] www.columbusfinancialcoaching.com

You may have just fallen for the girl or guy of your dreams and are thinking about marriage. Before you go too far, realize that things don't always work out in the long-run. It may be wise to think about getting a pre-nuptial agreement before heading to the church especially if you have some money saved. When divorces occur, it's all out war so your soon-to-be ex-spouse won't care what you had before your marriage. We recommend finding a real good marriage/divorce attorney to consult before exchanging rings.

Columbus Financial Coaching is based in Columbus, Ohio and works with individuals and families on their long-term financial goals. Message us here or send an email to find out more on how we can help: [email protected] www.columbusfinancialcoaching.com

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