Neighbors Bank

HOT TAKE: Owning is cooler than renting...when the AC is still broken 🥵

Waiting on your landlord to fix things is the summer sport no one signed up for. When you own your home, you call the shots — and the repair guy.

Ready to stop sweating it out? Let's talk about what homeownership could look like for you. ☀️🏡

Before you empty your savings, check your homebuyer assistance options

First-time homebuyers often hear “save for a down payment” and immediately picture their bank account gasping for air. But depending on where you live and what you qualify for, there may be assistance programs designed to help with upfront costs.

These can include:
✅ Down payment grants
✅ Forgivable loans
✅ Low-interest second mortgages
✅ Lender credits toward closing costs

Some programs are offered by state or local housing agencies, lenders or nonprofits. Eligibility usually depends on income, location, purchase price and other factors. The important part: don’t assume you have to figure it all out alone while whispering apologies to your savings account.

June is National Homeownership Month, which makes it a good time to ask your lender or housing agency what programs may be available. Get more money-saving tips: https://www.neighborsbank.com/learn/money-saving-first-time-home-buyer-tips/

Happy Father's Day to the dads creating a place to call home 💛

Whether it's teaching bike rides in the driveway, grilling on the patio, or making everyone laugh around the dinner table, it's the little moments that become the memories that last forever. Today we're celebrating the fathers and father figures who help make every house feel like home.

Thank you for letting us be part of your homeownership journey.