Unity Wealth Strategies

Smart and Successful People Also Fail to Prepare for Retirement. Why?
I am always surprised at how many truly intelligent and high earning people fail to prepare for retirement. It defies what we all expect.

Why does this happen?

Common Reasons Intelligent People Don’t Invest Enough:
• Waiting for the "right time" to start saving.
• Increasing spending every time income increases.
• Prioritizing today's wants over tomorrow's needs.
• Believing they'll make up for lost time later.
• Trying to time the market instead of investing consistently.
• Having a spouse or household that isn't aligned on financial goals.

The good news is that building wealth is often much simpler than people think.

Habits That Tend to Build Wealth:
• Start investing as early as possible. Compounding works over time.
• Save automatically.
• Capture employer matching contributions.
• Increase savings as income rises.
• Stay invested during market downturns.
• Focus on long-term goals rather than short-term headlines.
• Live below your means, even as your income grows.

Financial success is rarely about being the smartest person in the room. Even we mere mortals can do it. It's almost always about developing a good long term plan and sticking to it.

Sometimes you get to treat yourself with new company swag. It's the little things.

We’re excited to welcome Doug Hering to Unity Wealth Strategies!

Doug brings a depth of experience that’s hard to replicate, with over 40 years in accounting and organizational finance, and the last five years focused directly in financial planning and advising.

He works with clients who want clarity and direction, whether that’s building early momentum as a disciplined saver or navigating the transition into retirement with a thoughtful withdrawal and tax strategy. His approach is practical, steady, and focused on helping people make confident decisions over time.

Doug holds the CMA, CRPC™, AAMS™, and SE-AWMA™ designations and is based here in Colorado Springs.

Outside of work, you’ll likely find him staying active, camping, or on the pickleball court.

We’re glad to have him here, join us in giving him a warm welcome!