Ruhm Insurance Agency, LLC

Links in profile to learn more.

This video shows you why Medicare Supplement HDG can be an incredible way to save thousands in premium over Plan G. This is simply a premium comparison for a female aged 65 aging into a Medigap plan in Cincinnati, OH. Premium savings can be significantly more or slightly less depending on your location.

Licensed 20 States
CA License #4365645

Medicare Supplement HDG vs G (8% Rate Increase/16 Years) This video shows you why Medicare Supplement HDG can be an incredible way to save thousands in premium over Plan G. This is simply a premium comparison for a...

90% of his principles are very safe. If you wait until 60, things can change drastically.

#1 Reason from the article in my experiences: “Worse yet, many people who can afford the higher premiums will no longer qualify due to medical underwriting requirements.”

Dave Ramsey's Take on Long-Term Care Planning Is Wrong An LTC market veteran warns that one risk for clients is the risk of becoming a bad risk early.

“I’ve partnered with a Home & Auto platform that shops 50+ top insurance carriers — all in one place.” In all 50 states.

It brought my rates down from $2033 a year to $1200 a year on auto. Best part, there is no obligation whatsoever. Compare your rates, like what you see and switch. If not, stay put.

miaagentportal.myindependentagent.com Get quotes from 50+ top carriers through a trusted national platform — with licensed advisors available if you need them, and an intuitive digital platform if you don’t.

My boys!!

The new plates arrived. If you can afford it, you’ll ALWAYS be happier with a Medicare Supplement. Medicare Supplement Plan HDG is an awesome affordable option $30-50 a month, $2870 worse case scenario.