Future Legacy Insurance

It's Medicare Open Enrollment. Don't let anyone try to bully you into something you don't fully understand. If you have an HMO (Advantage Plan) it usually covers your medications, too. If you choose a Medicare Supplement plan (can see ANY doctor who takes Medicare), you also need a "D" plan for prescriptions even if taking none.

If you do not choose a "D" plan, you will pay a lifetime penalty. If you do not sign up for Medicare when you turn 65 (unless under a union or employer plan), you will pay a lifetime penalty.

If you're in AZ, CA, NV or ID and want help - give me a shout. (800) 546-4126. Chris

Future Legacy Insurance Author & Spiritual Coach