Pryce Strong

🚨 SELF-EMPLOYED BORROWERS... YOU HEARD IT HERE FIRST! 🚨

What if you could qualify for an FHA home loan using your Profit & Loss Statements instead of tax returns?

✅ No Tax Returns
✅ No IRS Transcripts
✅ Self-Prepared P&L & Balance Sheets Accepted
✅ Minimum FICO 640
✅ Joint Credit OK
✅ Gift Funds OK
✅ Only 3.5% Down

If your business has been established since January 2024 or earlier, this program could help make homeownership possible sooner than you think!

📌 Program Highlights:
• Self-employed borrowers welcome
• Max DTI up to 54.99%
• FHA financing
• County loan limits apply

Don't assume you don't qualify because you're self-employed. Let's review your options and create a plan that works for you.

🏡 Team Pryce Strong
Educate. Empower. Elevate.

📩 Message us today to learn more about this FHA P&L Only program!

Another pre approval out the 🚪 who got next?!?!

A day late, but the win is still worth celebrating! 🎉🏡

Yesterday was a busy and productive day—we funded one loan and pre-approved another family on their path to homeownership! 🙌🏽

There's nothing better than helping one client get to the closing table while helping another take the first step toward owning a home. Every file tells a different story, but the goal remains the same: making homeownership possible through education, guidance, and a solid plan.

Whether you're ready to buy now or just want to know where you stand, Team Pryce Strong is here to help.

✅ Loan Funded
✅ New Pre-Approval Issued
✅ More dreams in motion

Congratulations to our clients, and thank you for trusting us with one of the biggest decisions of your lives! ❤️🏠

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One client at the closing table today and another one headed there, let's goooooooo!!!

A happy client is heading to the closing table!! Thank you for trusting Pryce Strong to help make your dreams come true!!!

What meaningful and inspiring events! 💙✨

We first had the honor of attending the Milestone Celebration event and celebrating Bridget Johnson and Vanessa Johnson McCoy for the incredible impact being made within the community. It was beautiful to witness so many people coming together to recognize accomplishments, uplift others, and continue creating positive change. Moments like that are truly special. 🙌🏽

Then upward and onward at the “Legacy & Equity Building” event where powerful conversations were held around building wealth, creating legacy, and making smart real estate and financial decisions for the future. The knowledge shared in the room was invaluable, and the energy was amazing! 🏡📈

Events like these remind us that success is not only about what you build for yourself, but also what you pour back into your community.

Thank you to everyone dedicated to educating, empowering, and inspiring others every single day!

Big things are happening over here with ✨Pryce Strong✨

We’ve been quiet… but trust and believe it’s because we’ve been working behind the scenes building something EVEN BIGGER for our clients and community! 💪🏽🏡

New look.
New energy.

Same commitment to helping families WIN through homeownership.

This rebrand represents growth, elevation, and the vision we’ve always had for Pryce Strong — not just closing loans, but educating, empowering, and creating generational wealth one family at a time.
We’re stepping into this next chapter stronger, smarter, and more intentional than ever. 🚀

Whether you’re buying your first home, investing, refinancing, or just trying to figure out where to start… Pryce Strong is HERE and ready to help.
The breakout season has officially begun. 🔥

Happy Mother’s Day from Team Pryce Strong 💐

Today we celebrate the strength, love, sacrifice, and endless support that mothers give every single day. Thank you to all the moms, bonus moms, grandmothers, and mother figures who keep families grounded and dreams alive.

Wishing you a day filled with love, peace, and appreciation — because you deserve it all. ❤️

📊 Current Mortgage Rates in Illinois (including Chicago area)
These are typical lender-quoted rates — actual personal quotes will vary based on credit score, loan size, down payment, etc.:

📍 Illinois Average Rates (Feb 16, 2026):
Zillow
30-year fixed mortgage: ~5.875%
15-year fixed mortgage: ~5.25%
7-year ARM: ~5.5%
Many “popular” loan types show APRs slightly higher (around 6.0% on 30-yr fixed) depending on points/costs. Zillow

Alternative current lender quote (Feb 13 2026):
Rocket Mortgage
30-year fixed: ~6.375% (APR ~6.638%)
20-year fixed: ~6.125%
30-year FHA: ~5.625%
Jumbo 30-year: ~5.5%
(These are specific lender samples — rates vary by lender and borrower profile.) Rocket Mortgage

📈 National Mortgage Rate Context
National average 30-year fixed mortgage rates are sitting near ~6.09% in the most recent weekly data — slightly lower than last week and near recent multi-week lows. AP News
15-year fixed rates are around the mid-5% range nationally. AP News

🏡 What This Means for You
✔ Local rates in Chicago/Illinois are currently slightly lower than broader national averages — especially on 30-year and 15-year fixed loans. Zillow
✔ If you’re comparing lenders, some may quote 30-year fixed rates in the mid-5% to low-6% range, depending on costs/points. Rocket Mortgage
✔ Rates tend to follow broader U.S. Treasury yields — recent slight drops in yields have helped mortgage prices edge lower. Reddit

💡 Tips Before You Lock In
•Actual rate quotes vary by your financial profile (credit score, down payment, loan type).

•Check multiple lenders and consider APR and closing costs, not just the nominal rate.

•If you’re refinancing, also calculate how long it takes for the savings to outweigh closing costs.

I work with over 170 lenders and can find the program that works best for your credit profile and overall needs!!!

Happy Valentine’s Day from Team Pryce Strong ❤️
We love helping families fall in love with their homes 🏡

Whether you’re buying your first home, upgrading, investing, or refinancing — we’re here to guide you every step of the way.
Homeownership is more than a transaction… it’s a relationship.
Let’s make this the year you fall in love with your new address.
📲 DM us to get started.

🖤Paula Armstrong, Mortgage Loan Originator
"Building Your Dreams with an Armstrong Hold"
✨PRYCE STRONG✨️
📍Direct Mortgage Investors, Inc
📍2875 S. Ocean Blvd., Suite 200
📍Palm Beach, FL 33480
📱 (773)-750-6244
📧 [email protected]
🔗 https://plus.preapp1003.com/Paula-Armstrong

Licensed in Louisiana | Illinois | Georgia | Indiana